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Compare Mortgage Refinance Companies in Cottage Grove, WI
Compare mortgage refinance companies in Cottage Grove. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Cottage Grove, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 2 mortgage refinance companies in Cottage Grove, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Credit Union - Headquarters
1709 Landmark Dr, Cottage Grove, WI 53527
6082435000
Bank of Sun Prairie
419 W Cottage Grove Rd, Cottage Grove, WI 53527
6088393977
Mortgage refinance companies in Cottage Grove Wisconsin help homeowners lower their interest rate or change loan terms. Wisconsin law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Dane County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Cottage Grove Cost?
Typical costs for a mortgage refinance in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cottage Grove Wisconsin?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Wisconsin lenders also require proof of homeowners insurance. Your refinance company will give you a full list based on your loan type.
How long does a mortgage refinance take in Wisconsin?
A standard refinance in Wisconsin usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Your lender must provide a Closing Disclosure at least three business days before closing per federal and Wisconsin law.
Are there Wisconsin specific laws for mortgage refinancing?
Yes. Wisconsin requires lenders to be licensed under the Wisconsin Mortgage Bankers and Brokers Law. The state also has a three day right of rescission for most refinances, allowing you to cancel without penalty. Always verify your lender holds a valid Wisconsin license.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.