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Compare Mortgage Refinance Companies in Grafton, WI
Compare mortgage refinance companies in Grafton. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Grafton, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 4 mortgage refinance companies in Grafton, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Patriot Mortgage Lending
1211 15th Ave, Grafton, WI 53024
2623761005
US Bank Mortgage
2368 Washington St, Grafton, WI 53024
8008722657
BMO Harris Bank Mortgage
1200 Washington St, Grafton, WI 53024
8883402265
Shelter Mortgage Company
1245 Cheyenne Ave, Grafton, WI 53024
8559221350
Mortgage refinance companies in Grafton, Wisconsin help homeowners lower their interest rates, reduce monthly payments, or switch loan types. Wisconsin law requires lenders to provide a Loan Estimate within three business days of application. Local Grafton companies understand the specific property values and market conditions in Ozaukee County.
What Does a Mortgage Refinance Company in Grafton Cost?
Typical costs for a mortgage refinance in Wisconsin include an appraisal fee of $400 to $700, loan origination fees of 0.5% to 1% of the loan amount, and title insurance of $500 to $1,000. Third-party fees such as credit report and flood certification add $50 to $150. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Grafton?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Wisconsin lenders also require a property appraisal to confirm the homes current value.
How long does a mortgage refinance take in Wisconsin?
A typical refinance in Wisconsin takes 30 to 45 days from application to closing. Delays can occur if the appraisal takes longer or if additional documentation is needed.
Are there Wisconsin laws that affect refinance closing costs?
Yes, Wisconsin imposes a mortgage recording tax of 30 cents per $100 of the loan amount. This tax is part of the closing costs and is paid by the borrower at closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.