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Compare Mortgage Refinance Companies in Howard, WI
Browse mortgage refinance companies serving Howard, Wisconsin. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Howard, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 2 mortgage refinance companies in Howard, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Kaukauna
2332 Southern Cross Rd, Howard, WI 54303
5136009003
Custom Mortgage Solutions
2945 Shawano Ave, Howard, WI 54313
9206614091
Mortgage refinance companies in Howard, Wisconsin help homeowners adjust their loan terms, lower interest rates, or switch from an adjustable to a fixed rate. Wisconsin law requires lenders to provide a clear disclosure of fees and terms under the Wisconsin Consumer Act. Many local companies also assist with cash-out refinancing for home improvements or debt consolidation.
What Does a Mortgage Refinance Company in Howard Cost?
Typical costs for a mortgage refinance in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. These costs vary by lender and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Howard Wisconsin?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Wisconsin lenders also require a property appraisal and a signed disclosure form as per state regulations.
How long does a mortgage refinance take in Wisconsin?
A typical refinance in Wisconsin takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if there are title issues under Wisconsin recording laws.
Are there Wisconsin-specific rules for refinancing a mortgage?
Yes. Wisconsin law requires a three-day right of rescission for most refinances, giving you time to cancel without penalty. The state also limits prepayment penalties on certain loan types.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.