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Mortgage Refinance Companies in Racine, WI

Compare mortgage refinance companies in Racine. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Racine, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 13 mortgage refinance companies in Racine, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendNation
3326 Washington Ave, Racine, WI 53405
2626323260
Heights Finance
1230 Lathrop Ave, Racine, WI 53405
2626347735
Security Finance
4915 Washington Ave Suite A, Racine, WI 53406
2626345540
OneMain Financial
2215 Lathrop Ave, Racine, WI 53405
2626334040
Chase Home Lending
5815 21st St, Racine, WI 53406
9178410255
Small Business Lender Racine WI
601 Lake Ave, Racine, WI 53403
2624193661
US Bank Mortgage
4701 Washington Ave, Racine, WI 53406
8008722657
Chase Mortgage
4930 Douglas Ave, Racine, WI 53402
2626814265
Russell Ruegger-U.S. Bank Mortgage
4701 Washington Ave, Racine, WI 53406
2626388025
Wintrust Mortgage
5005 Washington Ave, Racine, WI 53406
2628333370
BMO Harris Bank Mortgage
4100 Durand Ave, Racine, WI 53405
8883402265
Brandy Stork - Mortgage Loan Officer
4708 Northwestern Ave, Racine, WI 53406
2625545821
U.S. Bank-Mortgage Loan Officer-Cara Sery
4701 Washington Ave, Racine, WI 53406
2622376524

A mortgage refinance company in Racine Wisconsin helps homeowners lower their interest rate or change loan terms. Wisconsin law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand Racine property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Racine Cost?

Typical costs for a mortgage refinance in Wisconsin include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan balance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Racine?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Lenders in Wisconsin also require a property appraisal. Gather these items before meeting with a refinance company.
How long does a mortgage refinance take in Wisconsin?
A standard refinance in Wisconsin usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes extra time. Your lender will provide a timeline estimate.