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Compare Reverse Mortgage Specialists in Mobile, AL
Browse reverse mortgage specialists serving Mobile, Alabama. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Mobile, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 19 reverse mortgage specialists in Mobile, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Mobile, AL
7221 Grelot Rd Ste F, Mobile, AL 36695
2517068001
GMFS Mortgage - Mobile
3607 Old Shell Rd UNIT 7, Mobile, AL 36608
2514083485
The Camille Wilkinson Team of Direct Mortgage Loans
Gateway Center West, 1201 Montlimar Dr # 300, Mobile, AL 36609
2512643188
Azalea City Mortgage Inc
1120 Hillcrest Rd #2d, Mobile, AL 36695
2516391460
First Federal Mortgage
6353 Piccadilly Square Dr, Mobile, AL 36609
2513445626
Hometown Lenders, Inc.
308 S Sage Ave, Mobile, AL 36606
2514216585
Magnolia Mortgage Company LLC
6721 Grelot Rd STE B, Mobile, AL 36695
2516605025
Brandon Hambright - American Home Lending USA
1751 Old Shell Rd # B, Mobile, AL 36604
2514318841
Mission 1st Mortgage
805 Church St Unit 2, Mobile, AL 36602
2512891141
Denise Cameron, SWBC Mortgage.
2344 Schillinger Rd S Unit 2-B, Mobile, AL 36695
2516029401
Mortgage Team 1, Inc.
5011 Government Blvd STE B, Mobile, AL 36693
2516500805
Union Home Mortgage - Mobile, AL
280 McGregor Ave Suite A-2, Mobile, AL 36608
2513324565
Mortgage Solutions, Inc.
820 Azalea Rd, Mobile, AL 36693
2516617979
Tyler Huston - Barrett Financial
1110 Montlimar Dr 9th Floor, Mobile, AL 36609
2512835115
Kimberly Brooks of Direct Mortgage Loans
1201 Montlimar Dr # 300, Mobile, AL 36609
2513700833
Consumer Mortgage Co Inc
766 Downtowner Loop W, Mobile, AL 36609
2513421600
Allsource Mortgage Inc
7355 Airport Blvd, Mobile, AL 36608
2516071150
Ginger Lynch - Azalea City Mortgage Inc.
1120 Hillcrest Rd, Mobile, AL 36695
2514217227
Amber Sims - Mortgage Loan Officer
7221 Grelot Rd Suite F, Mobile, AL 36695
2514228091
A reverse mortgage specialist in Mobile Alabama helps homeowners aged 62 and older convert part of their home equity into cash. Alabama law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists understand the Mobile real estate market and can guide you through the specific requirements for Alabama residents.
What Does a Reverse Mortgage Specialist in Mobile Cost?
Typical costs for a reverse mortgage specialist in Alabama include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Third party costs such as appraisal title and recording fees range from 2000 to 4000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Mobile do?
A reverse mortgage specialist helps you understand the loan process and determine if a reverse mortgage meets your needs. They explain Alabama specific rules such as the mandatory counseling session and the non-recourse feature that protects you and your heirs.
Do I need to live in my Mobile home to get a reverse mortgage?
Yes you must occupy the home as your primary residence. Alabama law does not have additional occupancy rules beyond federal HECM requirements. The specialist will verify that the home is your main dwelling.
Are reverse mortgage proceeds taxable in Alabama?
No the proceeds from a reverse mortgage are not considered income by the IRS or the state of Alabama. They are loan advances and do not affect your Social Security or Medicare benefits.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.