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Browse reverse mortgage specialists serving Northport, Alabama. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Northport, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 reverse mortgage specialists in Northport, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
80 McFarland Blvd Suite 2, Northport, AL 35476
2053459305
OneMain Financial
22 McFarland Blvd, Northport, AL 35476
2057595751
North River Finance
1420 McFarland Blvd Suite 5, Northport, AL 35476
2053305222
Consumer First Mortgage
511 Energy Center Blvd, Northport, AL 35473
2055230299
MortgageRight
2804 Lurleen B Wallace Blvd Suite 3, Northport, AL 35476
2058621409
Lifestyle Mortgage LLC
3600 Watermelon Rd # 207, Northport, AL 35473
2058863641
maggie mae mortgages
511 Energy Center Blvd, Northport, AL 35473
8552525626
Mortgage Loans - Northport
3515 Northbrook Dr, Northport, AL 35473
8442844282
BankFirst Mortgage
54 McFarland Blvd, Northport, AL 35476
2057522744
A reverse mortgage specialist in Northport Alabama can help homeowners aged 62 and older access home equity without monthly payments. Alabama law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists in Northport guide clients through the process and explain how local property values and taxes affect loan options.
What Does a Reverse Mortgage Specialist in Northport Cost?
Typical costs for a reverse mortgage specialist in Alabama include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and recording. These fees can range from 2000 to 6000 dollars depending on the loan amount and property. Alabama law does not cap these fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Northport Alabama?
Borrowers must be at least 62 years old. If there are multiple owners, all must meet this age requirement. Alabama law does not lower this age limit.
Do I need to own my home free and clear to get a reverse mortgage in Northport?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The remaining equity becomes available to you.
Are reverse mortgage proceeds taxable in Alabama?
Reverse mortgage proceeds are not considered income for federal or Alabama state tax purposes. However, interest on the loan is not tax deductible until you pay it back. Consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.