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Find Reverse Mortgage Specialists in Trussville, AL
Directory of reverse mortgage specialists in Trussville, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Trussville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 reverse mortgage specialists in Trussville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Home Mortgage
204 Main St Suite 121, Trussville, AL 35173
2057046559
Marco Turner at Prosperity Home Mortgage - Trussville
183 Main St, Trussville, AL 35173
2053564499
360 Lending, LLC
412 Walnut Dr, Trussville, AL 35173
2056602099
Faith Mortgage LLC. NMLS#189393
186 Main St, Trussville, AL 35173
2056557250
Stockton Mortgage
7145 Happy Hollow Rd Ste 110E, Trussville, AL 35173
2052816286
Tracy Causey at Rate (NMLS #645329)
7145 Happy Hollow Rd Suite 100A, Trussville, AL 35173
2057192285
Legacy Home Mortgage NMLS #2365236
204 Main St Suite 121, Trussville, AL 35173
2057046559
Hii Commercial Mortgage Loans Trussville AL
4309 Wind Song Cir K, Trussville, AL 35173
2055080657
Chandler Bares - Regions Mortgage Loan Officer
193 Main St, Trussville, AL 35173
3039568192
A reverse mortgage specialist in Trussville Alabama helps homeowners aged 62 and older convert home equity into tax-free funds. Alabama law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through the process while ensuring compliance with state regulations and federal guidelines.
What Does a Reverse Mortgage Specialist in Trussville Cost?
Typical costs for a reverse mortgage in Alabama include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. Total closing costs often range from 2,000 to 8,000 dollars depending on home value and loan type. Costs are usually financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Trussville Alabama?
Borrowers must be at least 62 years old. If married the younger spouse must also meet the age requirement or the loan may be affected. This follows federal HUD rules that apply in Alabama.
Do I need counseling before getting a reverse mortgage in Alabama?
Yes Alabama law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
What property types qualify for a reverse mortgage in Trussville?
Qualifying properties include single-family homes HUD-approved condominiums and manufactured homes that meet FHA standards. The property must be the borrowers primary residence. Two to four unit properties may also qualify if the borrower lives in one unit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.