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Find Reverse Mortgage Specialists in Flagstaff, AZ

Directory of reverse mortgage specialists in Flagstaff, Arizona. Verify credentials with the state mortgage licensing authority before hiring.

18 agents listed
Updated May 2026
Flagstaff, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 18 reverse mortgage specialists in Flagstaff, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tylan Mortgage
205 E Flat Rock Ridge, Flagstaff, AZ 86001
9288904350
PrimeLending, A PlainsCapital Company - Flagstaff
1600 W University Ave #112, Flagstaff, AZ 86001
9287799500
Guild Mortgage Company
601 Piccadilly Dr #75, Flagstaff, AZ 86001
9286997215
Kyle Kent - Licensed Mortgage Loan Officer
23 S Beaver St Suite 1, Flagstaff, AZ 86001
9283080368
Benchmark Mortgage - The Hallows Team
824 W Rte 66 Suite A3, Flagstaff, AZ 86001
9287078572
Shyann Eckel Mortgage Lender
1750 Railroad Spring Blvd #8, Flagstaff, AZ 86001
4802233273
Guild Mortgage - Kristen Smith
601 Piccadilly Dr #75, Flagstaff, AZ 86001
9286997215
Alisa Carlson Intercap Lending
1750 Railroad Spring Blvd #8, Flagstaff, AZ 86001
9288532839
Fairway Independent Mortgage Corp. - Flagstaff
1600 W University Ave Suite 204, Flagstaff, AZ 86001
9282128244
Kim Dawson - NOVA Home Loans
5200 E Cortland Blvd Suite E 120, Flagstaff, AZ 86004
9283106458
Rich Rucker Team at Wallick & Volk
2321 N Fourth St, Flagstaff, AZ 86004
9285565578
Fairway Independent Mortgage Corporation
421 N Humphreys St, Flagstaff, AZ 86001
9283963100
Mountain Country Mortgage
2076 S Woodlands Village Blvd # 201, Flagstaff, AZ 86001
9282266908
Peoples Mortgage
1016 W University Ave Suite 105, Flagstaff, AZ 86001
9282146363
Alison Rucker Sr. Mortgage Advisor @ Success Mortgage Partners, Inc
528 W Aspen Ave, Flagstaff, AZ 86001
9284153841
Brian Woods - Academy Mortgage
2076 S Woodlands Village Blvd # 201, Flagstaff, AZ 86001
9282266908
Kelly Gibson - Peoples Mortgage Co
1016 W University Ave Suite 105, Flagstaff, AZ 86001
9286075626
Lindsey Scheel - Legend Mortgage, Inc
223 N San Francisco St ste 105-d, Flagstaff, AZ 86001
6025095195

A reverse mortgage specialist in Flagstaff Arizona helps homeowners aged 62 and older access home equity without monthly payments. Arizona law requires lenders to provide counseling through a HUD-approved agency before a loan application can proceed. Flagstaff residents often use these loans to supplement retirement income or cover home repairs.

What Does a Reverse Mortgage Specialist in Flagstaff Cost?

Typical costs for a reverse mortgage specialist in Arizona include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal and title fees range from 1,000 to 3,000 dollars. These costs are often financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications does a reverse mortgage specialist in Flagstaff need?
A specialist must hold a valid Arizona mortgage loan originator license. They should also have specific training on HECM loans and knowledge of Arizona property tax deferral programs.
Are there Arizona-specific rules for reverse mortgage counseling?
Yes. Arizona requires that all reverse mortgage borrowers complete a counseling session with a HUD-approved agency before a loan application is accepted. This session must be in person or by phone and covers loan costs and alternatives.
How does a Flagstaff reverse mortgage affect my property taxes?
A reverse mortgage does not change your property tax obligation. You must continue paying property taxes to Coconino County. Arizona offers a property tax deferral program for seniors that may help manage these costs.