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Reverse Mortgage Specialists in Lake Havasu City, AZ
Browse reverse mortgage specialists serving Lake Havasu City, Arizona. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Lake Havasu City, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 11 reverse mortgage specialists in Lake Havasu City, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mohave Mortgage - Lake Havasu City
2170 McCulloch Blvd N Suite C, Lake Havasu City, AZ 86403
9282882691
loanDepot
490 Lake Havasu Ave #106, Lake Havasu City, AZ 86403
9283022060
Guild Mortgage Company
116 Lake Havasu Ave #202, Lake Havasu City, AZ 86403
9285058400
Guild Mortgage - Dan Snyder
116 Lake Havasu Ave #202, Lake Havasu City, AZ 86403
9282082081
Summerlin Financial, Inc
349 Lake Havasu Ave Ste 106, Lake Havasu City, AZ 86403
9288547747
Hi-Tech Mortgage, Inc.
2184 McCulloch Blvd N, Lake Havasu City, AZ 86403
9288541881
Mutual Of Omaha Reverse Mortgage
430 Lake Havasu Ave #102, Lake Havasu City, AZ 86403
9492800858
ML Mortgage Lake Havasu Branch
2182 McCulloch Blvd N #1, Lake Havasu City, AZ 86403
9282644966
HighTechLending, Inc.
500 N Lake Havasu Ave #102a, Lake Havasu City, AZ 86403
9287270480
Team Guertin
460 Lake Havasu Ave, Lake Havasu City, AZ 86403
9287270257
Primary Residential Mortgage, Inc. - Lake Havasu
1845 McCulloch Blvd N Ste A2, Lake Havasu City, AZ 86403
8002552792
A reverse mortgage specialist in Lake Havasu City helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Arizona law requires borrowers to complete a HUD-approved counseling session before obtaining a Home Equity Conversion Mortgage (HECM). Lake Havasu City residents often use these loans to supplement retirement income or cover healthcare expenses.
What Does a Reverse Mortgage Specialist in Lake Havasu City Cost?
Typical costs for a reverse mortgage in Arizona include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Lake Havasu City?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA standards. A HUD-approved counselor must certify you understand the loan terms.
How does Arizona law affect reverse mortgage proceeds?
In Arizona, reverse mortgage proceeds are not considered income for state tax purposes. They also do not affect Social Security or Medicare benefits. However, you must still pay property taxes and homeowners insurance.
Can I lose my home with a reverse mortgage in Lake Havasu City?
Yes, if you fail to pay property taxes, maintain insurance, or keep the home in good condition. You must also live in the home as your primary residence. If you move out for more than 12 consecutive months, the loan becomes due.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.