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Reverse Mortgage Specialists in Mesa, AZ

Directory of reverse mortgage specialists in Mesa, Arizona. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
Mesa, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 19 reverse mortgage specialists in Mesa, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun American Mortgage Company
4140 E Baseline Rd STE 206, Mesa, AZ 85206
(480) 418-9323 sunamerican.com
AZ Lending Experts, LLC
114 W Main St Suite 112, Mesa, AZ 85201
(480) 566-9311 azlendingexperts.com
Fairway Independent Mortgage Corporation
5416 E Baseline Rd Suite 220, Mesa, AZ 85206
(480) 406-5678 fairwayindependentmc.com
Guild Mortgage - Mark Sheck
1640 S Stapley Dr #128, Mesa, AZ 85204
(480) 214-2823 branches.guildmortgage.com
Echo Home Loans
1910 S Stapley Dr #221, Mesa, AZ 85204
(480) 773-1870 echohomeloans.com
Jon DesJardins - Sun American Mortgage
4140 E Baseline Rd, Mesa, AZ 85206
(480) 282-2260 apply.sunamerican.com
Discount Mortgage Advisors
5304 E Southern Ave #106, Mesa, AZ 85206
(602) 570-6757 discountmortgage.us
Trusted Lending Center
3514 N Power Rd STE 128, Mesa, AZ 85215
(480) 400-9884 trustedlendingcenter.com
Home Sweet Loans - Christian Wohl NMLS #2043242
4856 E Baseline Rd Suite 106, Mesa, AZ 85206
(480) 275-9459 sweetloans.net
Valley Mortgage Financial LLC
3404 E Jaeger Cir, Mesa, AZ 85213
(602) 306-4444 vmfi.com
KHoward Mortgage Team
2913 N Power Rd STE 108, Mesa, AZ 85215
(480) 442-8834 khowardmortgageteam.com
QUALIFY FIRST-Mortgage Broker
1423 S Higley Rd #118, Mesa, AZ 85206
(480) 844-0777 qualifyfirst.com
United Mortgage Financial Group, Inc.
3707 E Southern Ave, Mesa, AZ 85206
(480) 503-3533 unitedmortgagefinancial.com
Jason Rasch - Loan Officer
Parking lot, 1745 S Alma School Rd Suite 112, Mesa, AZ 85210
(623) 703-6282 lendsmartmortgage.com
NEXA Mortgage - Amy J "AJ" Kurth
5559 S Sossaman Rd Bldg #1 Ste#101, Mesa, AZ 85212
(507) 530-3888 loanswithaj.com
Lender Express Mortgage
123 N Centennial Way Suite 214, Mesa, AZ 85201
(480) 329-3346 lenderexpressmortgage.com
Arizona Lending Source, Inc.
1830 S Alma School Rd STE 127, Mesa, AZ 85210
(480) 889-9990 azlendingsource.com
Lower Rate Lending LLC
114 W Main St Suite 20, Mesa, AZ 85201
(310) 622-5667 lowerratelending.com
Russel capital Mortgage
1246 S Greenfield Rd #101, Mesa, AZ 85206
(480) 843-0778 rcmloans.com

A reverse mortgage specialist in Mesa Arizona helps homeowners age 62 and older access home equity without monthly payments. Arizona law requires all reverse mortgage counselors to be approved by the U.S. Department of Housing and Urban Development. Specialists guide clients through the HECM process and explain how Arizona property tax deferral programs may affect the loan.

What Does a Reverse Mortgage Specialist in Mesa Cost?

Typical costs for a reverse mortgage specialist in Arizona include an origination fee of up to 2 percent of the home value capped at $6,000. Third-party costs such as appraisal title insurance and recording fees range from $2,500 to $5,000. HUD counseling costs between $125 and $250. These figures are estimates and actual costs vary by loan amount property value and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications does a reverse mortgage specialist in Mesa need?
In Arizona the specialist must hold a valid mortgage loan originator license through the Arizona Department of Insurance and Financial Institutions. They must also complete HUD-approved counseling for each borrower before the loan can close.
How long does the reverse mortgage process take in Mesa Arizona?
The typical timeline from application to closing is 30 to 45 days. Arizona law does not set a specific time limit but the mandatory HUD counseling session must occur at least 10 days before closing.
Are there Arizona-specific rules for reverse mortgage proceeds?
Yes. Arizona Revised Statutes Section 33-1801 requires that loan proceeds be used first to pay off any existing liens on the property. Borrowers must also continue to pay property taxes and homeowners insurance to avoid default.

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