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Find Reverse Mortgage Specialists Near You in San Luis, AZ
Looking for a reverse mortgage specialist in San Luis? Review the directory below to compare your options.
3 agents listed
Updated May 2026
San Luis, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 reverse mortgage specialists in San Luis, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RWM Home Loans - San Luis
1964 E Cesar Chavez Blvd ste 3, San Luis, AZ 85336
8008656266
Chase Mortgage
623 N, 623 Main St, San Luis, AZ 85349
9283434260
AmeriFirst Financial, Inc.
1910 E E Juan Sanchez Blvd #7, San Luis, AZ 85349
9287835035
A reverse mortgage specialist in San Luis, Arizona helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Arizona law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). San Luis residents benefit from local specialists who understand the unique housing market in Yuma County.
What Does a Reverse Mortgage Specialist in San Luis Cost?
Typical costs for a reverse mortgage in Arizona include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. For a home valued at 300,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in San Luis Arizona?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Arizona law does not allow exceptions to this federal rule.
Do I need counseling before getting a reverse mortgage in Arizona?
Yes. Arizona law requires all borrowers to complete a HUD-approved counseling session before applying. The counselor explains loan terms, costs, and alternatives. You can find counselors in San Luis or online.
Can I lose my home with a reverse mortgage in San Luis?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Arizona has a 90-day grace period to cure a default before foreclosure starts. Always keep up with these obligations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.