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Looking for a reverse mortgage specialist in Fort Smith? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Fort Smith, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 19 reverse mortgage specialists in Fort Smith, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Financial Mortgage
8500 Phoenix Ave STE A, Fort Smith, AR 72903
4797829300
Fairway Independent Mortgage Corporation
4611 Rogers Ave STE 103, Fort Smith, AR 72903
4796483030
Farmers Bank
7820 Rogers Ave, Fort Smith, AR 72903
4796493000
FirstTrust Home Loans, Inc.
3900 Rogers Ave, Fort Smith, AR 72903
8709425050
Chandler Doss - First Community Mortgage - NMLS ID 1553256
8434 Phoenix Ave STE G, Fort Smith, AR 72903
4794614720
Arvest Bank
3200 Rogers Ave, Fort Smith, AR 72903
4797098829
Arvest Bank
5000 Rogers Ave, Fort Smith, AR 72903
4795731104
SWBC Mortgage Fort Smith
2525 Rogers Ave, Fort Smith, AR 72901
4797834400
Firstar Bank
6200 Massard Rd, Fort Smith, AR 72916
4795512600
Credit Counseling of Arkansas (CCOA)
3200 Rogers Ave, Fort Smith, AR 72901
8008894916
United Financial Advisors
1823 Dodson Ave, Fort Smith, AR 72901
4792427466
Rose Catalano, SWBC Mortgage
2525 Rogers Ave, Fort Smith, AR 72901
4797834400
First Western Mortgage
3914 Massard Rd, Fort Smith, AR 72903
4794242622
First Community Mortgage - Fort Smith, AR
8434 Phoenix Ave STE G, Fort Smith, AR 72903
8004648626
Gary Oconnor | Fairway Independent Mortgage Corporation Branch Manager
4611 Rogers Ave STE 103, Fort Smith, AR 72903
4796483030
Simmons First Mortgage
7324 Rogers Ave, Fort Smith, AR 72903
4794841253
Commercial Real Estate Mortgage Loans Fort Smith AR
13 S 5th St # G, Fort Smith, AR 72901
4793881010
U.S. Bank-Lauren Mays-Mortgage Sales Supervisor
Bank Area Served, Fort Smith, AR 72908
4792353178
Siebenmorgen and Associates - Ameriprise Financial Services, LLC
3101 Free Ferry Rd 1st floor, Fort Smith, AR 72903
4794781000
Reverse mortgage specialists in Fort Smith Arkansas help homeowners aged 62 and older convert home equity into loan proceeds. Arkansas law requires borrowers to receive counseling from a HUD-approved agency before closing. Specialists guide clients through this process and explain how the loan affects estate planning and local property tax deferral options.
What Does a Reverse Mortgage Specialist in Fort Smith Cost?
Typical costs for a reverse mortgage in Arkansas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. Total closing costs often range from 5,000 to 10,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fort Smith?
Borrowers must be at least 62 years old. If married, a non-borrowing spouse under 62 may have protections under recent HUD rules, but the specialist will explain eligibility details.
Do I need counseling before getting a reverse mortgage in Arkansas?
Yes, Arkansas law requires a counseling session with a HUD-approved counselor. The specialist can provide a list of approved agencies and help schedule the session.
Can I lose my home with a reverse mortgage in Fort Smith?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. The specialist will explain these obligations clearly before you sign.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.