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Compare Reverse Mortgage Specialists in Jonesboro, AR
Browse reverse mortgage specialists serving Jonesboro, Arkansas. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Jonesboro, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 15 reverse mortgage specialists in Jonesboro, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
2701 S Caraway Rd Building A2, Jonesboro, AR 72401
8003159416
Jason Cowgill - Flat Branch Home Loans - Jonesboro, AR
260A Southwest Dr, Jonesboro, AR 72401
8709341692
First Financial Mortgage
1000 Windover Rd b, Jonesboro, AR 72401
8709357808
Jonathan McDaniel, Mortgage Broker NMLS #1675587
2500 Alexander Dr Suite G, Jonesboro, AR 72401
8709307479
Evolve Bank & Trust Home Loan Center
243 S Church St, Jonesboro, AR 72401
8709332482
Southern Bank: Alex Talavera
2775 E Nettleton Ave, Jonesboro, AR 72401
8554527272
Fairway Independent Mortgage Corp. - Jonesboro
2106 E Matthews Ave, Jonesboro, AR 72401
8704972700
Stephanie Nelson-USA Mortgage
2701 S Caraway Rd Ste A2, Jonesboro, AR 72401
8702430402
Susie Eddington, Mortgage Loan Officer - First Horizon Bank
1700 E Highland Dr, Jonesboro, AR 72401
8709344097
Dianne Glenn, Willow Bend Mortgage 830 Cobb Street, Jonesboro, AR 72401
A reverse mortgage specialist in Jonesboro, Arkansas helps homeowners aged 62 and older convert home equity into loan proceeds. In Arkansas, reverse mortgages are regulated under state law, which requires borrowers to receive counseling from a HUD-approved agency before closing. Jonesboro residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Jonesboro Cost?
Typical costs for a reverse mortgage specialist in Arkansas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs such as appraisal and title fees. Total closing costs often range from 2,500 to 8,000 dollars, depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Jonesboro Arkansas?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence, and you must complete a HUD-approved counseling session. Arkansas law does not impose additional age requirements beyond the federal minimum.
How does Arkansas law affect reverse mortgage proceeds?
Arkansas does not tax reverse mortgage proceeds as income, and they do not affect Social Security or Medicare benefits. However, proceeds may impact Medicaid eligibility if not spent within the same calendar month. Borrowers must also continue paying property taxes and homeowners insurance.
Can a reverse mortgage be foreclosed in Arkansas?
Yes, if the borrower fails to pay property taxes or homeowners insurance, or if the home is no longer the primary residence. Arkansas law requires the lender to provide a notice of default and a 30-day cure period before initiating foreclosure proceedings.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.