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Reverse Mortgage Specialists in Pine Bluff, AR

Looking for a reverse mortgage specialist in Pine Bluff? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Pine Bluff, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 7 reverse mortgage specialists in Pine Bluff, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Simmons Bank
501 S Main St, Pine Bluff, AR 71601
8705411300
Fbt Bank & Mortgage
3400 S Camden Rd, Pine Bluff, AR 71603
8708796200
Relyance Bank
1501 E Harding Ave, Pine Bluff, AR 71601
8705357222
Mark Ray Goodlow Jr: Primerica - Financial Services
3067 W 28th Ave, Pine Bluff, AR 71603
5013495118
April Thomas at Rate (NMLS #1678416)
2402 E Harding Ave, Pine Bluff, AR 71601
4692002433
Guaranteed Rate
2402 E Harding Ave, Pine Bluff, AR 71601
4692002433
Simmons First Mortgage
208 E 5th Ave, Pine Bluff, AR 71601
8705411470

A reverse mortgage specialist in Pine Bluff Arkansas helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Arkansas law requires borrowers to complete a HUD-approved counseling session before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through the process including property eligibility and repayment terms.

What Does a Reverse Mortgage Specialist in Pine Bluff Cost?

Typical costs for a reverse mortgage in Arkansas include an origination fee up to 2% of the first 200000 of home value plus 1% of the amount above 200000. Third-party fees such as appraisal title search and recording fees range from 500 to 1500. The upfront mortgage insurance premium is 2% of the appraised value and annual premiums are 0.5% of the loan balance. These costs vary by lender and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age and ownership requirements for a reverse mortgage in Pine Bluff Arkansas?
Borrowers must be at least 62 years old. The home must be the primary residence and be a single-family home a HUD-approved condominium or a manufactured home that meets FHA standards. The property must be in good condition and pass a FHA appraisal.
Do I need to attend counseling before getting a reverse mortgage in Arkansas?
Yes Arkansas law requires all borrowers to complete a counseling session with a HUD-approved reverse mortgage counselor. The session covers loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.