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Compare Reverse Mortgage Specialists in Albany, CA
Directory of reverse mortgage specialists in Albany, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Albany, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 reverse mortgage specialists in Albany, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oak Leaf Funding
1580 Solano Ave Suite D, Albany, CA 94707
5105252024
Mortgage Brokerage California - Lanny Clark - C2 Financial Corporation
828 San Pablo Ave STE 220A, Albany, CA 94706
5109007520
MPR Financial
1320 Solano Ave Suite 201, Albany, CA 94706
5105276146
Fishman Financial Group, Inc.
1604 Solano Ave, Albany, CA 94707
5105282255
A reverse mortgage specialist in Albany, California helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Albany residents near the East Bay can access specialists familiar with Alameda County property values and local housing market conditions.
What Does a Reverse Mortgage Specialist in Albany Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value, with a cap of 6,000 dollars. Third-party fees for appraisal, title search, and recording can range from 1,500 to 4,000 dollars. Counseling fees are usually 125 to 250 dollars but may be waived for low-income borrowers. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Albany have?
A specialist should hold a valid California mortgage license and be certified to originate HECM loans insured by the Federal Housing Administration. They must follow California Civil Code Section 1923 for reverse mortgage disclosures and counseling requirements.
How does California law protect reverse mortgage borrowers in Albany?
California law requires a three-day right of rescission after loan closing, and the borrower must receive counseling from a HUD-approved agency. The loan balance cannot exceed the home value at repayment, protecting heirs from debt.
What are the eligibility requirements for a reverse mortgage in Albany?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the property as their primary residence. The home must be a single-family residence, FHA-approved condo, or manufactured home meeting FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.