Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Antioch, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kristin Calmerin - Supreme Lending
5065 Deer Valley Rd Suite 112, Antioch, CA 94531
9255258320
Supreme Lending
5065 Deer Valley Rd Suite 112, Antioch, CA 94531
9257261444
Margaret Smethers, Mortgage Broker NMLS #907016
2157 Country Hls Dr Suite 206, Antioch, CA 94509
9257595805
3C Mortgage Group
3701 Lone Tree Wy # 4B, Antioch, CA 94509
9253866528
Natalie Pantoja - Mortgage Expert Supreme Lending
5065 Deer Valley Rd Suite 112, Antioch, CA 94531
9254377799
Ranae Callaway Nexa Mortgage
5179 Lone Tree Wy Ste 104, Antioch, CA 94531
9253236812
E3 Home Loans
2157 Country Hls Dr Suite 205, Antioch, CA 94509
9252225951
What Does a Reverse Mortgage Specialist in Antioch Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. For a home valued at 500,000 dollars, total closing costs often range from 10,000 to 15,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Antioch California?
Borrowers must be at least 62 years old. The primary residence must be in Antioch and owned outright or have a low mortgage balance. California law does not allow reverse mortgages on investment properties.
Is counseling required before getting a reverse mortgage in California?
Yes, California law mandates HUD-approved counseling for all reverse mortgage applicants. The counseling session covers loan terms, costs, and alternatives. A certificate of completion is needed before a lender can proceed.
Can a reverse mortgage be foreclosed in California?
Yes, if the borrower fails to pay property taxes, homeowners insurance, or maintain the home. California law provides a 30-day notice period before foreclosure proceedings begin. Borrowers must keep up with these obligations to avoid default.