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Compare Reverse Mortgage Specialists in Apple Valley, CA
Compare reverse mortgage specialists in Apple Valley. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Apple Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Apple Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Adolph Collaso
18409 CA-18 Suite 5, Apple Valley, CA 92307
7602428822
Miguel For Mortgage
22589 CA-18 Unit B, Apple Valley, CA 92307
9095341510
Bo Goulet, Realtor, Mortgage Broker at Coldwell Banker HomeSource
18484 CA-18 #150, Apple Valley, CA 92307
7607136137
US Bank Mortgage
20261 CA-18, Apple Valley, CA 92307
7609465803
PRMG
18484 CA-18 #150, Apple Valley, CA 92307
7604033992
US Bank Mortgage
19201 Bear Valley Rd, Apple Valley, CA 92308
7602402027
Hard Money Lenders Apple Valley CA
18409 Outer Hwy 18 S, Apple Valley, CA 92307
7602395518
Reverse mortgage specialists in Apple Valley, California help homeowners aged 62 and older convert home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through the process, including property tax deferral programs available in San Bernardino County.
What Does a Reverse Mortgage Specialist in Apple Valley Cost?
In California, reverse mortgage costs include an origination fee capped at $6,000, a 2% upfront mortgage insurance premium, and an annual 0.5% MIP. Appraisal fees range from $400 to $800, and other closing costs such as title insurance and recording fees add $1,000 to $3,000. Total costs typically range from $5,000 to $15,000 but vary by loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Apple Valley?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet HUD property standards. You also need to complete a counseling session with a HUD-approved counselor.
How does California law affect reverse mortgage proceeds?
California Civil Code Section 1923.2 requires lenders to disclose that reverse mortgage proceeds are not taxable and do not affect Social Security or Medicare benefits. However, proceeds may impact Medi-Cal eligibility. Borrowers must also maintain property taxes and homeowners insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.