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Find Reverse Mortgage Specialists Near You in Camarillo, CA
Directory of reverse mortgage specialists in Camarillo, California. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Camarillo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 reverse mortgage specialists in Camarillo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silverio Garcia-Silver Mortgage Group
916 W Ventura Blvd #100, Camarillo, CA 93010
8054799283
Ivan Oberon - Mortgage Broker - Real Estate Investor
1623 Regent St, Camarillo, CA 93010
8052362647
Broadview Home Loans
333 N Lantana St #134, Camarillo, CA 93010
8053890282
Loan Production Office: Gary Alamin, Mortgage Broker NMLS #234400
360 Mobil Ave #101, Camarillo, CA 93010
8059876919
The Money Store
601 E Daily Dr # 122, Camarillo, CA 93010
8053028224
MY Home Lending
2011 Ventura Blvd, Camarillo, CA 93010
8054075777
Frank Magana Jr. (Branch Manager) - Mason-McDuffie Mortgage Corporation
360 Mobil Ave Suite 218-A, Camarillo, CA 93010
7144692906
Direct Capital Funding
333 N Lantana St #113, Camarillo, CA 93010
8052224608
Edward Montelongo
333 N Lantana St #100, Camarillo, CA 93010
8055013120
Smart Home Mortgage
2356 Ventura Blvd Suite A, Camarillo, CA 93010
8057022020
Pacific Coast Funding
440 Paseo Camarillo Suite 206, Camarillo, CA 93010
8054077774
A reverse mortgage specialist in Camarillo California helps homeowners aged 62 and older access home equity without monthly payments. California law requires reverse mortgage counseling from a HUD-approved agency before you can apply. Camarillo residents often use these loans to supplement retirement income or cover healthcare costs while staying in their homes.
What Does a Reverse Mortgage Specialist in Camarillo Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Other costs include appraisal fees 400 to 800 dollars, counseling fees 125 to 150 dollars, and closing costs 2000 to 5000 dollars. These amounts vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Camarillo do?
A specialist guides you through the reverse mortgage process including eligibility loan options and closing. They explain California-specific rules such as mandatory counseling and the three-day right of rescission after signing. They do not provide financial advice but help you understand loan terms.
Are there California laws that affect reverse mortgages in Camarillo?
Yes California requires a HUD-approved counseling session before you can apply. The state also limits the amount you can borrow based on your age home value and interest rates. California law gives you three business days to cancel the loan after signing without penalty.
How do I choose a reverse mortgage specialist in Camarillo?
Look for a specialist who is licensed by the California Department of Real Estate or the Department of Financial Protection and Innovation. Check that they have experience with HECM loans and can provide references. Avoid anyone who pressures you to sign quickly or offers extra services not related to the mortgage.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.