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Compare Reverse Mortgage Specialists in Cameron Park, CA

Compare reverse mortgage specialists in Cameron Park. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Cameron Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Cameron Park, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mottashed Lending Group
3330 Cameron Park Dr Ste 925, Cameron Park, CA 95682
5306841188
Land Home Financial Services - Cameron Park
3420 Coach Ln Ste 15, Cameron Park, CA 95682
5305860923
Amy Quijada
3420 Coach Ln Ste 10, Cameron Park, CA 95682
5303060265
Vision Mortgage
3420 Coach Ln Ste 10, Cameron Park, CA 95682
5306720106
Rene Romero, Mortgage Broker at MortgagePlus, INC
2951 Lariat Rd, Cameron Park, CA 95682
9166738169
Sheldon Cooney, Stanford Mortgage
4064 Flying C Rd #1, Cameron Park, CA 95682
5306721500
Marquis Mortgage
3330 Heights Dr Suite #134, Cameron Park, CA 95682
9169330339

A reverse mortgage specialist in Cameron Park, California helps homeowners aged 62 and older access home equity without monthly payments. In California, all reverse mortgage originators must follow state licensing rules and provide mandatory counseling through a HUD-approved agency. Local specialists understand the El Dorado County housing market and can explain how California property tax deferral programs may interact with a reverse mortgage.

What Does a Reverse Mortgage Specialist in Cameron Park Cost?

Typical costs for a reverse mortgage in California include an origination fee (up to 2.5% of the home value), a mortgage insurance premium (2% upfront plus 0.5% annually), and third-party fees for appraisal, title, and escrow. For a $400,000 home, total upfront costs can range from $8,000 to $14,000. These costs are usually rolled into the loan balance. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Cameron Park do?
A reverse mortgage specialist guides homeowners through the Home Equity Conversion Mortgage (HECM) process. They explain eligibility, loan terms, and how California law requires a three-day right of rescission after closing. They do not provide financial advice but can help you understand your options.
What are the age and property requirements for a reverse mortgage in California?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA standards. In California, condominiums and manufactured homes on owned land may qualify if they meet HUD requirements.