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Compare Reverse Mortgage Specialists in Canyon Lake, CA
Compare reverse mortgage specialists in Canyon Lake. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Canyon Lake, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 reverse mortgage specialists in Canyon Lake, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alireza Raoufzadeh - SKY HILLS INC.
22190 Tumbleweed Dr, Canyon Lake, CA 92587
8189492787
Kasey Roberts - Mortgage Loan Officer
31630 Railroad Canyon Rd, Canyon Lake, CA 92587
9517195990
Mindful Mortgage Solutions
31630 Railroad Canyon Rd suite 15, Canyon Lake, CA 92587
3109044003
Debbie Martinez - RWM Home Loans
31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587
9514400307
Sheri Keene
31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587
9512654796
First Link Mortgage
31630 Railroad Canyon Rd suite 15, Canyon Lake, CA 92587
3106956510
A reverse mortgage specialist in Canyon Lake, California helps homeowners aged 62 and older convert part of their home equity into loan proceeds. California law requires reverse mortgage lenders to provide mandatory counseling from a HUD-approved agency before any loan application. Canyon Lake residents can use these funds for home improvements, medical expenses, or supplementing retirement income while retaining home ownership.
What Does a Reverse Mortgage Specialist in Canyon Lake Cost?
Typical costs for a reverse mortgage in California include an origination fee (up to 2% of the home value), mortgage insurance premiums (2% upfront plus 0.5% annually), appraisal fees ($400-$800), and closing costs ($2,000-$5,000). Total upfront costs often range from $6,000 to $15,000 but can be financed into the loan. California law caps origination fees at $6,000 for homes valued under $125,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Canyon Lake?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 or older to be listed on the loan. California law protects non-borrowing spouses under certain conditions.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law and HUD require all borrowers to complete a counseling session with a HUD-approved agency before applying. This session covers loan terms, costs, and alternatives. You must receive a certificate of counseling.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.