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Compare Reverse Mortgage Specialists in Chula Vista, CA
Compare reverse mortgage specialists in Chula Vista. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Chula Vista, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 reverse mortgage specialists in Chula Vista, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Point Mortgage Corporation
2421 Fenton St, Chula Vista, CA 91914
6194754095
Andre Enriques Mortgage Banker - VA Loan Expert
891 Kuhn Dr #204, Chula Vista, CA 91914
6192086499
Mortgage Experts
637 Third Ave Suite D, Chula Vista, CA 91910
6196261970
David Matranga - Mortgage By Matranga
690 Otay Lakes Rd #230, Chula Vista, CA 91910
6195602255
i2i Real Estate and Mortgage, Inc.
821 Kuhn Dr Ste. 210, Chula Vista, CA 91914
6198075408
Mirna Rios Home Loans, Powered by All In Lending
2434 Fenton St, Chula Vista, CA 91914
6197267348
Nicolas Iniguez
825 Bowsprit Rd, Chula Vista, CA 91914
6192137336
Quicker Loans
2578 Waterline Way, Chula Vista, CA 91914
6193953015
The LoanFather - Steven Tavera
2434 Fenton St Ste 300, Chula Vista, CA 91914
6196322190
All In Lending
2434 Fenton St Ste 300, Chula Vista, CA 91914
6197703380
Eric Mitchell - Discount Mortgage AI
333 H St Suite 5000, Chula Vista, CA 91910
6194865559
Meteor Mortgage
891 Kuhn Dr suite 210, Chula Vista, CA 91914
8589224081
Secure Funding Group Inc.
310 3rd Ave Suite C3, Chula Vista, CA 91910
6199467333
SoCal Mortgage Expert
860 Kuhn Dr suite 201, Chula Vista, CA 91914
6198525532
Fernanda Rugama Reverse Mortgage
810 Kuhn Dr, Chula Vista, CA 91914
6193635152
A reverse mortgage specialist in Chula Vista helps homeowners aged 62 and older access home equity without monthly payments. California law requires mandatory counseling from a HUD-approved agency before applying. Chula Vista residents benefit from local specialists who understand San Diego County property values and state regulations.
What Does a Reverse Mortgage Specialist in Chula Vista Cost?
In California reverse mortgage costs include an origination fee of up to 2 percent of the home value or 6,000 dollars whichever is less. Third-party fees for appraisal title insurance and recording range from 1,500 to 4,000 dollars. A mandatory HUD counseling session costs up to 125 dollars. These are general estimates and actual costs vary by lender property and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Chula Vista do?
A reverse mortgage specialist guides homeowners through the application process and explains loan terms. They help determine eligibility based on age equity and property type. Specialists also coordinate with HUD-approved counselors as required by California law.
Are there age requirements for a reverse mortgage in California?
Yes all borrowers must be at least 62 years old. California follows federal HUD rules for age eligibility. If a married spouse is under 62 they may still qualify for certain protections under California law.
What costs are involved with a reverse mortgage specialist in Chula Vista?
Costs include an origination fee typically up to 2 percent of the loan amount plus third-party fees for appraisal title and recording. In California mandatory counseling fees are capped at 125 dollars. All costs must be disclosed in the loan estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.