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Compare Reverse Mortgage Specialists in Diamond Bar, CA
Compare reverse mortgage specialists in Diamond Bar. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Diamond Bar, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 reverse mortgage specialists in Diamond Bar, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Funding 365 Inc
20955 Pathfinder Rd #308, Diamond Bar, CA 91765
9094444840
Mortgage Solutions Financial Diamond Bar
20955 Pathfinder Rd Suite 220, Diamond Bar, CA 91765
9093232040
Kenny Tan • NMLS #1371528
640 N Diamond Bar Blvd, Diamond Bar, CA 91765
7149471690
F.P. Mortgage
1241 Grand Ave Ste B2, Diamond Bar, CA 91765
9095955512
Olive Tree Lending
1370 Valley Vista Dr Suite 200, Diamond Bar, CA 91765
9095943601
Guaranteed Rate-Shannon Martinez
20955 Pathfinder Rd #200, Diamond Bar, CA 91765
6262557605
Andrew Mente | American Financial Network Inc.
660 N Diamond Bar Blvd STE 208, Diamond Bar, CA 91765
6265235970
Century Plaza Mortgage
22632 Golden Springs Dr #100, Diamond Bar, CA 91765
9098594135
Michael Ibrahim Golden Trust Mortgage, Broker / Owner
556 N Diamond Bar Blvd, Diamond Bar, CA 91765
6268182489
GRAND CASTLE INC
1241 Grand Ave Ste B2, Diamond Bar, CA 91765
6266252688
New Dream Funding
20955 Pathfinder Rd #215, Diamond Bar, CA 91765
6267781168
American Empire Lending
341 N Del Sol Ln, Diamond Bar, CA 91765
8885599904
A reverse mortgage specialist in Diamond Bar, California helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. In California, these loans are regulated by the California Department of Financial Protection and Innovation, and borrowers must complete mandatory HUD-approved counseling. Diamond Bar residents often use reverse mortgages to supplement retirement income or cover healthcare costs while staying in their homes.
What Does a Reverse Mortgage Specialist in Diamond Bar Cost?
Typical costs for a reverse mortgage in Diamond Bar, California include an origination fee of up to 2% of the home value (capped at $6,000), a mortgage insurance premium of 2% of the appraised value upfront plus 0.5% annually, and third-party fees for appraisal, title search, and recording (usually $2,000 to $5,000 total). Closing costs often range from $5,000 to $15,000 depending on home value and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Diamond Bar?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence, and a financial assessment is required to ensure the borrower can pay property taxes and insurance.
Are reverse mortgage proceeds taxable in California?
No, reverse mortgage proceeds are not considered taxable income by the IRS or the state of California. However, interest on the loan is not deductible until the loan is paid off. Consult a tax professional for your specific situation.
What happens to the reverse mortgage if I move out of Diamond Bar?
If you move out of your home for more than 12 consecutive months, the loan becomes due and payable. This includes moving to a nursing home or assisted living facility. You must occupy the home as your primary residence to keep the loan active.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.