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Find Reverse Mortgage Specialists Near You in El Dorado Hills, CA
Looking for a reverse mortgage specialist in El Dorado Hills? Review the directory below to compare your options.
15 agents listed
Updated May 2026
El Dorado Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 reverse mortgage specialists in El Dorado Hills, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Van Patten Mortgage Group
4960 Robert J Mathews Pkwy Suite A, El Dorado Hills, CA 95762
8778468657
Essex Mortgage
897 Embarcadero Dr #213, El Dorado Hills, CA 95762
9164391275
American Mortgage Network - Brian Beland
2222 Francisco Dr Suite 520, El Dorado Hills, CA 95762
9168801149
Rapid Mortgage Capital Corp.
3907 Park Dr # 235, El Dorado Hills, CA 95762
8885710298
Rojo Mortgage
4944 Windplay Dr #380, El Dorado Hills, CA 95762
9165483942
The Mortgage Company
2222 Francisco Dr Suite #220-434, El Dorado Hills, CA 95762
9163963185
Western Heritage Financial, Inc.
4935 Hillsdale Cir Ste. 600, El Dorado Hills, CA 95762
9169399571
American Pacific Mortgage (NMLS #1905115)
1072 Green Valley Rd, El Dorado Hills, CA 95762
9167926763
Village Financial Group
1212 Suncast Ln # 1, El Dorado Hills, CA 95762
9163673738
Live Better Financial
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
8882253336
Rick R. Johnson, Village Financial Group, Inc.
1212 Suncast Ln # 1, El Dorado Hills, CA 95762
9163673738
Davis & Amaral Mortgage Inc
1200 Suncast Ln Ste 3, El Dorado Hills, CA 95762
9169339343
Tom Davis Jr | Mortgage Consultant
1200 Suncast Ln Ste 3, El Dorado Hills, CA 95762
9168049343
www.livebetterfinancial.com
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
8882253336
DennisForHomeLoans
1200 Suncast Ln, El Dorado Hills, CA 95762
8008143284
Reverse mortgage specialists in El Dorado Hills, California help homeowners aged 62 and older access home equity without selling their property. California law requires that all reverse mortgage borrowers receive mandatory counseling from a HUD-approved agency before loan approval. Specialists in this area are familiar with the local real estate market and California-specific consumer protections, such as the three-day right of rescission after loan closing.
What Does a Reverse Mortgage Specialist in El Dorado Hills Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and counseling. For a home valued at 500,000 dollars, total closing costs often range from 10,000 to 15,000 dollars. Costs vary based on loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in El Dorado Hills?
A reverse mortgage specialist guides homeowners through the process of obtaining a Home Equity Conversion Mortgage (HECM), which is the only federally insured reverse mortgage. They explain eligibility requirements, loan terms, and repayment obligations. In California, the specialist must also ensure the borrower completes HUD-approved counseling before proceeding.
What are the eligibility requirements for a reverse mortgage in California?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the property as their primary residence. California law also requires that the borrower demonstrates financial capacity to pay property taxes, insurance, and maintenance costs. A financial assessment is part of the application process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.