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Reverse Mortgage Specialists in Fountain Valley, CA
Compare reverse mortgage specialists in Fountain Valley. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Fountain Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 reverse mortgage specialists in Fountain Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ML Realty & Mortgage
17195 Newhope St Suite 105, Fountain Valley, CA 92708
7147140437
Choice Home Mortgage
9550 Warner Ave Suite 300, Fountain Valley, CA 92708
9495227310
TruRate Mortgage
17220 Newhope St Suite 212, Fountain Valley, CA 92708
9493811314
KS Mortgage Inc.
17150 Newhope St Ste 215, Fountain Valley, CA 92708
7145007477
Select Capital Group
10055 Slater Ave #270, Fountain Valley, CA 92708
9492459993
What Does a Reverse Mortgage Specialist in Fountain Valley Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2.5% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 5,000 to 12,000 depending on the home value and loan type. Borrowers also pay an annual mortgage insurance premium of 0.5% of the loan balance. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fountain Valley?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. The property must be the borrowers primary residence.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session explains loan costs, repayment terms, and alternatives. You must receive a counseling certificate before the lender can process your application.
What property types qualify for a reverse mortgage in Fountain Valley?
Eligible properties include single-family homes, FHA-approved condominiums, and manufactured homes that meet HUD standards. The property must be in good condition and located in Fountain Valley. Two-to-four unit properties may also qualify if the borrower occupies one unit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.