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Compare Reverse Mortgage Specialists in Grass Valley, CA
Looking for a reverse mortgage specialist in Grass Valley? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Grass Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 reverse mortgage specialists in Grass Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nevada County Mortgage
140 Litton Dr #208, Grass Valley, CA 95945
5302740916
Heidi Seavers, Movement Mortgage
605 S Auburn St Suite K, Grass Valley, CA 95945
5307986200
John Voter Mortgage Advisor
2428 Nevada City Hwy, Grass Valley, CA 95945
5302632597
Golden State Home Loans
15035 Sky Pines Rd, Grass Valley, CA 95949
5304249977
Sheila Tobin, Senior Mortgage Advisor
175 Joerschke Dr Suite R, Grass Valley, CA 95945
5302709635
The Mortgage Source: Juli Matta
22939 W Hacienda Dr, Grass Valley, CA 95949
5302683333
Empire Home Loans Inc. The Verger Team
231 E Main St ste a, Grass Valley, CA 95945
5302742801
Stanford Mortgage - Grass Valley
1721 E Main St Suite #1, Grass Valley, CA 95945
5304777000
NCM Lending
175 Joerschke Dr Suite R, Grass Valley, CA 95945
5302715500
Sierra Foothills Reverse Mortgage, Grass Valley Local
412 E Main St suite n, Grass Valley, CA 95945
5304973010
Hazen Home Loans
336 Crown Point Cir, Grass Valley, CA 95945
5305598559
Matthew Seavers
1744 E Main St, Grass Valley, CA 95945
5307986213
Reverse mortgage specialists in Grass Valley, California help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Under California law, borrowers must complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). These specialists guide clients through the process, including state-mandated disclosures and property tax deferral options available in Nevada County.
What Does a Reverse Mortgage Specialist in Grass Valley Cost?
Reverse mortgage costs in California typically include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. For a home valued at 400,000 dollars, total upfront costs may range from 8,000 to 14,000 dollars. Ongoing costs include an annual mortgage insurance premium of 0.5 percent of the loan balance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Grass Valley?
Borrowers must be at least 62 years old. For a HECM loan, all homeowners listed on the title must meet this age requirement. California law also requires a financial assessment to ensure the borrower can pay ongoing property taxes and insurance.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur at least 30 days before the loan closing. The counselor explains loan terms, costs, and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.