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Compare reverse mortgage specialists in Hemet. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Hemet, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in Hemet, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Esteban Carbajal
3381 W Florida Ave #1014, Hemet, CA 92545
9515932740
Academy Mortgage - Hemet
2888 E Florida Ave Suite 5, Hemet, CA 92544
9516585666
Hemet Mortgage-Larry Iest NMLS#224284
41591 E Florida Ave f3, Hemet, CA 92544
9514685249
Hemet Mortgage
41591 E Florida Ave f3, Hemet, CA 92544
9514685249
Guild Mortgage - Teresa Chavez Spraggs
2888 E Florida Ave Suite 5, Hemet, CA 92544
9513146160
Valley View Mortgage
610 E Florida Ave, Hemet, CA 92543
9517669366
Happy Investments, Inc. Hemet CA
7210 Simpson Rd # D, Hemet, CA 92545
9514840229
21st Century Lending - Vincent Puterbaugh
2433 E Florida Ave, Hemet, CA 92544
9514536000
David Yuhas Jr. - 692046 - Wells Fargo Home Mortgage
1100 E Florida Ave, Hemet, CA 92543
9518165886
Anthony moya mortgage broker in hemet
45055 CA-74 SPC 50, Hemet, CA 92544
9513923134
A reverse mortgage specialist in Hemet, California can help homeowners aged 62 and older convert home equity into cash. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Hemet understand local property values and can guide you through the process of using a reverse mortgage to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Hemet Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs such as appraisal and title fees. For a home valued at 400,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. Some costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage and who qualifies in Hemet California?
A reverse mortgage allows homeowners 62 and older to borrow against their home equity without monthly payments. In California, you must live in the home as your primary residence and complete a counseling session with a HUD-approved agency. The loan becomes due when you move out, sell the home, or pass away.
Are there specific California laws for reverse mortgages?
Yes, California has additional protections under Civil Code Section 1923.2. Lenders must provide a list of three HUD-approved counseling agencies. Borrowers also have a three-day right of rescission after signing the loan documents to cancel without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.