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Find Reverse Mortgage Specialists in Highland, CA

Directory of reverse mortgage specialists in Highland, California. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Highland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 reverse mortgage specialists in Highland, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Samantha Zumwalt - Vantage Funding
7579 Aloe Ct, Highland, CA 92346
7602179687
PRMG
27993 Greenspot Rd Unit 1, Highland, CA 92346
9095673501
California Republic Mortgage - Mortgage Broker
7579 Aloe Ct, Highland, CA 92346
9092553221

A reverse mortgage specialist in Highland California helps homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying. This process can provide funds for retirement or home repairs while allowing you to stay in your home.

What Does a Reverse Mortgage Specialist in Highland Cost?

Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal title and recording fees can range from 2000 to 5000. Costs vary by lender and loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage and how does it work in Highland California?
A reverse mortgage lets you convert part of your home equity into cash. In California you must be at least 62 years old and own your home outright or have a small mortgage balance. The loan does not require monthly payments as long as you live in the home.
What are the California counseling requirements for a reverse mortgage?
California law mandates that you complete a counseling session with a HUD-approved counselor before you can apply. This session covers the costs risks and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Highland California?
Yes you can lose your home if you fail to pay property taxes or homeowners insurance or if you move out for more than 12 months. California law requires lenders to provide clear disclosures about these conditions. Staying current on taxes and insurance is essential.