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Reverse Mortgage Specialists in Kingsburg, CA

Directory of reverse mortgage specialists in Kingsburg, California. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Kingsburg, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Kingsburg, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gold Standard Mortgage Kingsburg
1490 Draper St, Kingsburg, CA 93631
5594199277
Nidya Juarez by Empower Home Loans
1543 Marion St, Kingsburg, CA 93631
5592132082
Home Loans by Daniel Reyes
1641 Lincoln St, Kingsburg, CA 93631
5596437384
Gerald Hayes / Vero Mortgage
1641 Lincoln St, Kingsburg, CA 93631
5599179595
Federal Land Bank Associates
1580 Ellis St, Kingsburg, CA 93631
5593540576
New Era Services, Inc
1340 Sierra St # 300, Kingsburg, CA 93631
5598970968
Country Club Mortgage
1332 Draper St Ste H, Kingsburg, CA 93631
5596363333

A reverse mortgage specialist in Kingsburg, California helps seniors aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). These loans are federally insured and must comply with California Civil Code Section 1923, which requires mandatory counseling from a HUD-approved agency. Local specialists guide Kingsburg homeowners through the process, including property eligibility and repayment terms.

What Does a Reverse Mortgage Specialist in Kingsburg Cost?

Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the first 200000 of home value plus 1 percent of the amount over 200000. Third-party fees for appraisal, title search, and recording can range from 2000 to 5000. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual servicing fees may be 30 to 50 per month. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Kingsburg California?
You must be at least 62 years old to qualify for a reverse mortgage in Kingsburg. All borrowers listed on the title must meet this age requirement under federal HECM rules.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan costs, alternatives, and your financial obligations.