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Find Reverse Mortgage Specialists Near You in Laguna Hills, CA
Browse reverse mortgage specialists serving Laguna Hills, California. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Laguna Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 reverse mortgage specialists in Laguna Hills, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Qualified Home Loans
23330 Mill Creek Dr #150, Laguna Hills, CA 92653
8007810899
Qualified Financial Inc.
25231 Paseo De Alicia, Laguna Hills, CA 92653
9492899995
Kindly Loans, LLC.
23046 Avenida De La Carlota # 600, Laguna Hills, CA 92653
7148804809
Linour Lending
23382 Mill Creek Dr Suite 210, Laguna Hills, CA 92653
8883836044
Jorge Villanueva Mortgage&Real Estate
23121 Verdugo Dr #100, Laguna Hills, CA 92653
9515313182
Service One Mortgage
25431 Cabot Rd Suite 200M, Laguna Hills, CA 92653
9492157283
Tom Hodges with Qualified Home Loans
23330 Mill Creek Dr, Laguna Hills, CA 92653
9495283988
No Cost Reverse Mortgage of SoCal
23272 Mill Creek Dr #340, Laguna Hills, CA 92653
8774205550
What Does a Reverse Mortgage Specialist in Laguna Hills Cost?
Typical costs for a reverse mortgage in California include an origination fee (up to $6,000 or 2% of the home value, whichever is less), a mortgage insurance premium (2% of the home value upfront plus 0.5% annually), and third-party fees for appraisal, title search, and escrow. Total closing costs often range from $5,000 to $15,000 depending on the home value and lender. These costs are usually rolled into the loan balance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Laguna Hills?
Borrowers must be at least 62 years old. The home must be the primary residence, and the homeowner must either own the home outright or have a low remaining mortgage balance that can be paid off with the reverse mortgage proceeds.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers the loan terms, costs, and alternatives. The counselor must be independent and not affiliated with the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.