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Compare reverse mortgage specialists in Lincoln. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Lincoln, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Lincoln, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sherene Gray - Fairway Independent Mortgage
436 Lincoln Blvd Suite 105, Lincoln, CA 95648
9167988026
Mike Swaleh | Lincoln CA Branch | Fairway Home Mortgage
436 Lincoln Blvd Suite 105, Lincoln, CA 95648
3144783699
Lighthouse Mortgage Company Inc.
570 5th St #100, Lincoln, CA 95648
4088923523
Michael Girard Jr. | American Gateway Mortgage & Realty
150 Lincoln Blvd #104-121, Lincoln, CA 95648
9162230113
Amit Sarang - Home Loans & Mobile Notary
2290 Nicolaus Rd #104, Lincoln, CA 95648
9169957812
Hank Rhoads - American Senior Reverse Mortgage
1510 Del Webb Blvd B102, Lincoln, CA 95648
9164097424
Fairway Home Mortgage
436 Lincoln Blvd Suite 105, Lincoln, CA 95648
2093278415
A reverse mortgage specialist in Lincoln, California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Lincoln residents can work with local specialists to understand eligibility, loan limits, and repayment terms specific to Placer County.
What Does a Reverse Mortgage Specialist in Lincoln Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above that. Third party fees such as appraisal, title search, and recording fees range from 500 to 1,500 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. These costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lincoln California?
You must be at least 62 years old to qualify for a reverse mortgage in California. All borrowers listed on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires you to complete a counseling session with a HUD-approved counselor. This session explains the loan terms, costs, and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.