Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 reverse mortgage specialists in Lodi, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Phil Quisin - Home Loans
Remote Online, Lodi, CA 95240
2096639194
American Pacific Mortgage
1530 W Kettleman Ln B, Lodi, CA 95242
2093674232
Richard Longmire Team - Finance of America NMLS-19104
1530 W Kettleman Ln B, Lodi, CA 95242
2093674232
Lance Skirvin, Eureka Mortgage Planning
1530 W Kettleman Ln B, Lodi, CA 95242
2093279368
ELS Home Lending
101 W Locust St, Lodi, CA 95240
2094269189
Dave Campagna - Big Valley Mortgage - NMLS #286534
400 E Kettleman Ln Suite 20, Lodi, CA 95240
4084061934
Investment Mortgage
1816 W Kettleman Ln STE F, Lodi, CA 95242
2094732191
Golden State Mortgage Inc
601 W Kettleman Ln Ste. B, Lodi, CA 95240
2096254000
Dylan Wieder Mortgage Loan Originator
601 W Kettleman Ln Ste. B, Lodi, CA 95240
2093147400
Anytime Mortgage
1511 S Mills Ave # 115, Lodi, CA 95242
8312900015
Richard Longmire - American Pacific Mortgage
1530 W Kettleman Ln B, Lodi, CA 95242
2093270263
Robert Ardelean - Golden State Mortgage
601 W Kettleman Ln Ste B, Lodi, CA 95240
2099151547
US Bank Mortgage
2449 W Kettleman Ln, Lodi, CA 95242
8008722657
What Does a Reverse Mortgage Specialist in Lodi Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the appraised value and third party fees such as appraisal title and recording costs. Total closing costs often range from 5000 to 15000 dollars depending on the home value and loan type. These costs can be financed into the loan so the borrower pays little upfront. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lodi California?
Borrowers must be at least 62 years old. For married couples both spouses must meet this age requirement unless the younger spouse is a non borrowing spouse. California law provides protections for non borrowing spouses to remain in the home after the borrowing spouse passes away.
Are there specific property requirements for a reverse mortgage in Lodi?
The property must be the borrowers primary residence. Eligible property types include single family homes HUD approved condominiums and manufactured homes that meet FHA standards. The home must also be in good condition as determined by a FHA appraisal.