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Directory of reverse mortgage specialists in Long Beach, California. Verify credentials with the state state mortgage licensing authority before hiring.
20 agents listed
Updated June 2026
Long Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 reverse mortgage specialists in Long Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jack Skovgard, Mortgage Broker
3780 Kilroy Airport Way Suite 200, Long Beach, CA 90806
Reverse mortgage specialists in Long Beach California help homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Local specialists can guide you through the process and explain how a reverse mortgage may affect your Long Beach property taxes or estate plans.
What Does a Reverse Mortgage Specialist in Long Beach Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and third-party fees for appraisal and title work. Closing costs usually range from 2000 to 5000 dollars. These costs are often financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Long Beach California?
Borrowers must be at least 62 years old. The home must be the primary residence and meet HUD property standards. California does not have additional age rules beyond the federal HECM requirement.
Do I need counseling before getting a reverse mortgage in California?
Yes. California law requires all borrowers to complete a HUD-approved counseling session before applying. The session explains loan terms, costs, and alternatives. You can find a counselor through the HUD website.
Can a reverse mortgage affect my property taxes in Long Beach?
Yes. A reverse mortgage does not change your property tax bill. You must still pay property taxes on time. Failure to pay taxes or maintain insurance can lead to loan default and possible foreclosure.
Reverse Mortgage Specialists in Other California Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.