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Looking for a reverse mortgage specialist in Loomis? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Loomis, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 reverse mortgage specialists in Loomis, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Eberhart, Edge Home Finance
3669 Taylor Rd Ste 673, Loomis, CA 95650
9166063779
Manresa Mortgage, Mortgage Broker
3875 Taylor Rd # B, Loomis, CA 95650
9168727975
Barbara Van Duyn, Manresa Mortgage
3875 Taylor Rd # B, Loomis, CA 95650
9168342574
A reverse mortgage specialist in Loomis, California helps older homeowners access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying. Loomis residents can use these loans to supplement retirement income or cover expenses while staying in their homes.
What Does a Reverse Mortgage Specialist in Loomis Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal and title search. For a home valued at $400,000, total closing costs might range from $8,000 to $15,000. Ongoing costs include a monthly servicing fee of around $30 to $35. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Loomis do?
A reverse mortgage specialist in Loomis guides homeowners through the process of obtaining a Home Equity Conversion Mortgage (HECM). They explain eligibility rules, loan terms, and repayment options. Specialists also help coordinate the required counseling session as mandated by California law.
What are the California requirements for a reverse mortgage?
California requires all borrowers to receive HECM counseling from a HUD-approved agency before applying. The borrower must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the borrower's primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.