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Find Reverse Mortgage Specialists Near You in Los Altos, CA
Compare reverse mortgage specialists in Los Altos. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 reverse mortgage specialists in Los Altos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Satish K Dadral - 450886 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592022
Nicole Santizo at Rate (NMLS #582907)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
Jerome Sierra - 448230 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6509962661
Tanya Click at Rate (NMLS #307893)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4087100265
Milestone Financial LLC
4962 El Camino Real STE 201, Los Altos, CA 94022
6503168970
David L Baker - 448768 - Wells Fargo Home Mortgage
467 1st St Ste 100, Los Altos, CA 94022
6505592018
Rate
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592018
Broker One Mortgage
95 1st St #120, Los Altos, CA 94022
6509494600
Sean Ban - 1568126 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
4083096339
Chase Home Lending
199 Main St, Los Altos, CA 94022
6503930338
A reverse mortgage specialist in Los Altos helps seniors access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying. Los Altos homeowners often use these loans to supplement retirement income or cover home improvements.
What Does a Reverse Mortgage Specialist in Los Altos Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third-party fees such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance is 0.5 percent of the loan balance. These costs are usually financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Los Altos?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. California law does not add extra age or income requirements beyond federal HUD rules.
How does California law affect reverse mortgage counseling?
California requires all reverse mortgage applicants to attend a counseling session with a HUD-approved agency before loan approval. The session covers loan terms costs and alternatives. This must happen at least 7 days before you sign any documents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.