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Find Reverse Mortgage Specialists Near You in Montebello, CA
Looking for a reverse mortgage specialist in Montebello? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Montebello, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in Montebello, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Expert, Octavio Quevedo| VA Home Loans, Reverse Mortgages | Prestamos de Casa
3101 W Beverly Blvd #203, Montebello, CA 90640
3233657386
Galaxy Group - Home Central Financial
1300 W Whittier Blvd, Montebello, CA 90640
3237657627
AMV Financial Corp.
2609 W Beverly Blvd #2, Montebello, CA 90640
3234771753
Maria Rosa, Loan Officer, NMLS # 485314 - American Financial Network, Inc.
1800 W Beverly Blvd Suite 101, Montebello, CA 90640
3233535352
Prestamo Mortgage Corp
609 1/2 W Whittier Blvd, Montebello, CA 90640
3235300303
Rufina Guinto
1800 W Beverly Blvd, Montebello, CA 90640
6269934126
Gabriel Garza, Finance of America Mortgage LLC
420 N Montebello Blvd #100, Montebello, CA 90640
3238193660
Edward Aguirre, Finance of America Mortgage LLC
420 N Montebello Blvd #100, Montebello, CA 90640
3234227752
LENDING RESOURCE
817 W Beverly Blvd #203, Montebello, CA 90640
3234771322
Daniel Ramirez Reverse Mortgage Advisor
420 N Montebello Blvd #100, Montebello, CA 90640
3232130644
Reverse mortgage specialists in Montebello help seniors aged 62 and older convert home equity into tax-free funds without monthly payments. In California, borrowers must complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage (HECM). Montebello residents can use these funds for home repairs, healthcare, or supplementing retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Montebello Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value (capped at 6000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title, and recording (often 500 to 1500 dollars). These costs are usually rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Montebello?
A reverse mortgage specialist is a licensed professional who guides seniors through the HECM process. They explain loan terms, costs, and eligibility requirements specific to California law, such as the mandatory counseling session.
Who qualifies for a reverse mortgage in Montebello California?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence, and the borrower must complete a HUD-approved counseling session.
Are reverse mortgage proceeds taxable in California?
No, reverse mortgage proceeds are not considered income for California state tax purposes. They are loan advances, so they do not affect Social Security or Medicare benefits, but they may impact Medi-Cal eligibility.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.