ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Moraga, CA
Directory of reverse mortgage specialists in Moraga, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Moraga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Moraga, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TRADMOR
346 Rheem Blvd # 200, Moraga, CA 94556
9253171500
Wymac Capital
346 Rheem Blvd UNIT 107, Moraga, CA 94556
9259374300
A reverse mortgage specialist in Moraga California can help older homeowners access home equity without monthly payments. California law requires a mandatory counseling session with a HUD-approved counselor before you apply. Moraga residents often use these funds for home repairs or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Moraga Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and appraisal fees around 500 dollars. Closing costs usually range from 2,000 to 5,000 dollars. These fees are often rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Moraga?
A reverse mortgage specialist is a licensed professional who guides you through the HECM loan process in Moraga. They explain eligibility rules and help you compare lenders. California law requires them to disclose all fees and terms clearly.
Who qualifies for a reverse mortgage in California?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. California also requires you to attend a counseling session with a HUD-approved agency before approval.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Moraga who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.