ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Reverse Mortgage Specialists in Morgan Hill, CA
Browse reverse mortgage specialists serving Morgan Hill, California. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Morgan Hill, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 reverse mortgage specialists in Morgan Hill, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Global Mortgage
50 W Main Ave C, Morgan Hill, CA 95037
4087787144
Guild Mortgage - Diana Legaspi
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4082096328
Bobby Saadieh - Mortgage Loan Officer - Loan Depot
17500 Depot St, Morgan Hill, CA 95037
4085685019
Guild Mortgage - Jayson Stebbins
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250220
loanDepot
17500 Depot St ste. 170, Morgan Hill, CA 95037
4085086201
Guild Mortgage - Janene Towner Chernoff
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250250
Guild Mortgage - John Norgard
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250214
Pacific Coast Mortgage Company
18181 Butterfield Blvd #170, Morgan Hill, CA 95037
4087792278
Guild Mortgage - Gelda Angel
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4086147070
Imelda Gonzalez Loan Officer 2351651
18525 Sutter Blvd Suite 210, Morgan Hill, CA 95037
4086088905
Justin Berteaux
18525 Sutter Blvd Suite 210, Morgan Hill, CA 95037
4087105252
Land Home Financial Services - Morgan Hill
98 W 2nd St, Morgan Hill, CA 95037
4084793090
Lacey Sullivan at Guaranteed Rate Affinity (NMLS #281902)
950 Tennant Station, Morgan Hill, CA 95037
4083351008
Golden Eagle Mortgage Group
17500 Depot St, Morgan Hill, CA 95037
4086124688
Guild Mortgage Company
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4087828800
Martin Group Lending
16275 Monterey Rd suite k, Morgan Hill, CA 95037
4086579440
Jeni Weaver
155 E Main Ave #170, Morgan Hill, CA 95037
4088250243
Chase Home Lending
17599 Monterey St, Morgan Hill, CA 95037
4085518888
A reverse mortgage specialist in Morgan Hill, California helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. California law requires mandatory counseling from a HUD-approved agency before you can obtain a reverse mortgage. This service is especially relevant for Morgan Hill residents looking to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Morgan Hill Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 2,000 to 6,000 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the California requirements for a reverse mortgage?
In California, you must be at least 62 years old and attend a counseling session with a HUD-approved agency. The loan must be explained in a way you understand, and you must own your home outright or have a low mortgage balance. California also requires a three-day right of rescission after signing.
How does a reverse mortgage specialist in Morgan Hill help with the process?
A specialist guides you through the application, counseling, and closing steps. They explain loan terms, fees, and repayment rules specific to California law. They also help you compare options from different lenders to find a suitable product.
Are there income or credit score requirements for a reverse mortgage in California?
No, there are no minimum income or credit score requirements for a reverse mortgage in California. However, lenders will check your ability to pay property taxes, insurance, and maintenance. If you fail to meet these obligations, the loan may become due.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Morgan Hill who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.