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Compare Reverse Mortgage Specialists in Mountain View, CA
Directory of reverse mortgage specialists in Mountain View, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Mountain View, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Mountain View, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Izaddoust - Chase Home Lending Advisor - NMLS ID 8385
749 W El Camino Real 1st Flr, Mountain View, CA 94040
6506888888
Hii Mortgage Loans Mountain View CA
1375 Montecito Ave # 44-F, Mountain View, CA 94043
6505647899
A reverse mortgage specialist in Mountain View, California helps homeowners aged 62 and older access home equity without monthly payments. California law requires mandatory counseling from a HUD-approved agency before you can apply. This specialist can guide you through the process and explain how a reverse mortgage affects your property taxes and estate plans.
What Does a Reverse Mortgage Specialist in Mountain View Cost?
Reverse mortgage specialists in California typically charge an origination fee of up to 2 percent of the home value, capped at $6,000 by HUD. Other costs include a mortgage insurance premium of 2 percent of the appraised value at closing, plus annual premiums of 0.5 percent. Appraisal fees range from $450 to $600, and counseling fees are usually $125 to $150. Total closing costs often range from $5,000 to $15,000 but vary by loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in California?
In California, a reverse mortgage specialist must hold a valid mortgage loan originator license. They must also follow state rules for reverse mortgage advertising and disclosure. Many specialists also complete training on the federal Home Equity Conversion Mortgage program.
How does California law protect reverse mortgage borrowers?
California Civil Code Section 1923.2 requires lenders to provide a detailed disclosure statement and a three-day right of rescission after loan closing. Borrowers must also complete HUD-approved counseling before the loan can be funded. These rules help ensure you understand the loan terms and risks.
Can I lose my home with a reverse mortgage in Mountain View?
Yes, you can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. California law does not change these federal requirements. Your specialist should explain the loan obligations clearly before you proceed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.