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Directory of reverse mortgage specialists in Norco, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Norco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 reverse mortgage specialists in Norco, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ample Funding LLC
1761 Third St SUITE 104, Norco, CA 92860
8775675775
Community Funding
1791 Third St, Norco, CA 92860
9517369300
Hany Khella - mortgage loan originator
1761 Third St SUITE 104, Norco, CA 92860
9099670473
Spectrum Mortgage
1791 Third St Suite-200, Norco, CA 92860
9514409938
A reverse mortgage specialist in Norco California helps homeowners aged 62 and older convert home equity into loan proceeds. California law requires a mandatory counseling session with a HUD-approved counselor before any reverse mortgage application. Norco residents can use these funds for home improvements medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Norco Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Other costs include a mortgage insurance premium of 2 percent of the appraised value plus an annual premium of 0.5 percent. Third-party fees for appraisal title insurance and recording can range from 1000 to 3000 dollars. All costs must be disclosed in a total annual loan cost statement. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Norco California?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be your primary residence and you must attend a HUD-approved counseling session. California law also requires lenders to verify your ability to pay property taxes and insurance.
How does a reverse mortgage work in California?
A reverse mortgage allows you to borrow against your home equity without monthly payments. The loan becomes due when you move out sell the home or pass away. In California lenders must provide a clear disclosure of all terms and costs before closing.
What types of reverse mortgages are available in Norco?
The most common is the Home Equity Conversion Mortgage or HECM which is insured by the Federal Housing Administration. Proprietary reverse mortgages are also available for higher-value homes. California law requires that all reverse mortgage products be clearly explained during the counseling session.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.