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Compare Reverse Mortgage Specialists in Oakland, CA
Looking for a reverse mortgage specialist in Oakland? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Oakland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 reverse mortgage specialists in Oakland, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brady Thomas | LaSalle Mortgage - NMLS #396946
4200 Broadway Suite 2, Oakland, CA 94611
5105010504
Vic Joshi's Straight Deal Mortgage
4811 Telegraph Ave #511, Oakland, CA 94609
5106552868
Jay Sondhi | U.S. Bank | Oakland Mortgage Loan Officer
1998 Mountain Blvd, Oakland, CA 94611
5107312887
Levias Lending LLC
5608 Shattuck Ave., Oakland, CA 94609
5109297234
Holmgren & Associates
4200 Broadway, Oakland, CA 94611
5103392121
LaSalle Mortgage
4200 Broadway Suite 2, Oakland, CA 94611
5103394300
Ameriverse Reverse Mortgage Oakland
66 Franklin St Suite 300, Oakland, CA 94607
5105195220
Reverse Mortgage Funding LLC - Michael Lum
505 14th St Ste 900 #920, Oakland, CA 94612
4152050186
A reverse mortgage specialist in Oakland California helps seniors access home equity through HECM loans. California law requires borrowers to complete HUD-approved counseling before applying. Oakland homeowners often use these funds to supplement retirement income or pay for home repairs.
What Does a Reverse Mortgage Specialist in Oakland Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value, with a cap of 6000 dollars. Other costs include appraisal fees around 500 dollars, closing costs of 1000 to 3000 dollars, and mortgage insurance premiums. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Oakland?
A reverse mortgage specialist is a licensed professional who guides seniors through the HECM loan process. They help Oakland homeowners understand eligibility requirements and repayment terms under California law.
What are the California requirements for a reverse mortgage?
Borrowers must be at least 62 years old and own their home outright or have low mortgage balance. California requires a mandatory counseling session with a HUD-approved counselor before loan approval.
How long does the reverse mortgage process take in California?
The process typically takes 30 to 45 days from application to closing. California law mandates a 3-day right of rescission after closing, during which the borrower can cancel the loan without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.