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Compare reverse mortgage specialists in Ojai. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Ojai, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Ojai, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Financial
403 W Ojai Ave, Ojai, CA 93023
8056401717
C2 Financial Corporation
236 W Ojai Ave Suite #105, Ojai, CA 93023
8057982158
What Does a Reverse Mortgage Specialist in Ojai Cost?
Reverse mortgage costs in California include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party costs like appraisal and title fees. Total upfront costs typically range from 5 000 to 15 000 depending on home value and loan type. Ongoing costs include a monthly servicing fee and annual mortgage insurance premium of 0.5 percent of the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Ojai California?
Borrowers must be at least 62 years old for a federally insured HECM reverse mortgage. California law does not allow reverse mortgages for younger homeowners. The youngest borrower on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in California?
Yes California law requires all borrowers to complete a counseling session with a HUD-approved counselor. The session must occur at least 30 days before you sign the loan documents. Counselors explain costs alternatives and obligations.
Can I lose my home with a reverse mortgage in Ojai?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you do not maintain the property. California law provides a right to cure a default within 30 days. You must also continue to live in the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.