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Directory of reverse mortgage specialists in Ontario, California. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Ontario, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 reverse mortgage specialists in Ontario, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Rancho Cucamonga
4375 E Lowell St H, Ontario, CA 91761
9093604601
Lock n Loan Lending
3602 Inland Empire Blvd # B205, Ontario, CA 91764
9095505135
Adam Tice, Mortgage Lender and Broker NMLS #289398
3595-1 Inland Empire Blvd BLDG 1, Ontario, CA 91764
6268252326
Encore Mortgage
3155 Sedona Ct bldg c, Ontario, CA 91764
9097577017
BirdEye Loans, Inc.
3200 E Guasti Rd #100, Ontario, CA 91761
9096355813
Golden Coast Mortgage (25+ Years in Mortgage Lending)
1119 S Milliken Ave Suite E, Ontario, CA 91761
9094678600
Patty Stigler | Home Sweet Home Mortgage
3281 E Guasti Rd 7th Floor Suite 705, Ontario, CA 91761
9095491144
Statewide Funding
3190 E Shelby St #A2, Ontario, CA 91764
9097184848
Reality Home Solutions
337 N Vineyard Ave, Ontario, CA 91764
9518889440
Idrees Khan | Mortgage Lender
3800 Concours St Suite 160, Ontario, CA 91764
9096053844
Jason R Smith - Mortgage Lender NMLS# 169972
3190 E Shelby St Building #A2, Ontario, CA 91764
9095656595
Aylen Nolasco - Mortgage Loan Officer
3350 Shelby St #100, Ontario, CA 91764
9514898503
Legacy Lending Inc
316 N Corona Ave, Ontario, CA 91764
5627813571
Future Mortgage Inc
3595 Inland Empire Blvd #1240, Ontario, CA 91764
9095816320
RAYBON MORTGAGE / PREMIERE HOMES
537 N Euclid Ave, Ontario, CA 91762
9094671500
United Mortgage Fund
800 N Haven Ave #370, Ontario, CA 91764
9095098089
A reverse mortgage specialist in Ontario, California helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. Under California law, borrowers must complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Ontario residents benefit from local specialists who understand San Bernardino County property values and California senior protections.
What Does a Reverse Mortgage Specialist in Ontario Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value (capped at 6,000 dollars for HECM loans), a mortgage insurance premium of 2 percent of the appraised value upfront plus 0.5 percent annually, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 8,000 to 15,000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in Ontario California?
In California, reverse mortgage specialists must hold a valid Mortgage Loan Originator license and complete annual continuing education on HECM rules. They must also follow California Civil Code Section 1923 which requires full disclosure of loan terms and costs before closing.
How does California law protect reverse mortgage borrowers in Ontario?
California law requires a mandatory three-day right of rescission after signing the loan agreement. Borrowers must also complete a counseling session with a HUD-approved counselor to ensure they understand the loan terms and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.