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Directory of reverse mortgage specialists in Oroville, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Oroville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 reverse mortgage specialists in Oroville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Renee Jones Loans
1933 Bird St, Oroville, CA 95965
5305199989
Mason-McDuffie Mortgage Corporation
1933 Bird St, Oroville, CA 95965
5303893554
Lake Oroville Mortgage
2214 5th Ave, Oroville, CA 95965
5305340499
Chase Mortgage
2001 Oro Dam Blvd E, Oroville, CA 95966
5305336777
Reverse mortgage specialists in Oroville, California help homeowners aged 62 and older convert part of their home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Oroville residents often use reverse mortgages to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Oroville Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. Total closing costs often range from 5,000 to 10,000 dollars. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Oroville?
Borrowers must be at least 62 years old. The home must be the primary residence. California does not have additional age requirements beyond federal HECM rules.
Do I need counseling before getting a reverse mortgage in California?
Yes, California requires all HECM borrowers to complete a counseling session with a HUD-approved agency. This session must happen before you apply for the loan.
Can I lose my home with a reverse mortgage in Oroville?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. California law does not provide extra protections beyond federal HECM rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.