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Directory of reverse mortgage specialists in Pico Rivera, California. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Pico Rivera, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 reverse mortgage specialists in Pico Rivera, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Excellence Mortgage, Inc.
5207 Rosemead Blvd Suite 105, Pico Rivera, CA 90660
2138641520
Paredes Financial Services
9321 Telegraph Rd, Pico Rivera, CA 90660
5629499111
Diligent Lender
9519 Telegraph Rd # H, Pico Rivera, CA 90660
5622443600
A reverse mortgage specialist in Pico Rivera can help homeowners aged 62 and older access home equity without monthly payments. California law requires mandatory counseling from a HUD-approved agency before any reverse mortgage application. Local specialists guide clients through the process including property tax deferral programs available in Los Angeles County.
What Does a Reverse Mortgage Specialist in Pico Rivera Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title and recording fees range from 2000 to 5000 dollars. A mortgage insurance premium of 2 percent of the appraised value is also required upfront. Costs vary by loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Pico Rivera?
A reverse mortgage specialist is a licensed professional who helps seniors in Pico Rivera understand and apply for Home Equity Conversion Mortgages. They coordinate with HUD-approved counselors and explain California-specific rules such as the 30-day rescission period after closing.
Do I need a reverse mortgage specialist if I live in Pico Rivera?
Yes a specialist can help you navigate California requirements including the mandatory counseling session and the non-recourse limit which protects you and your heirs. They also explain how property taxes and insurance are handled under California law.
How long does a reverse mortgage take in California?
The process in California typically takes 30 to 45 days from application to closing. This includes the mandatory 10-day waiting period after counseling and the 3-day rescission right after signing documents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.