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Find Reverse Mortgage Specialists in Placentia, CA
Browse reverse mortgage specialists serving Placentia, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Placentia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Placentia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Laura Contreras, Mortgage Lender NMLS #262280
377 E Chapman Ave Suite 200, Placentia, CA 92870
5625877440
Kevin Joon Chang - Mortgage Broker
319 E Palm Dr # D, Placentia, CA 92870
2133309086
George The Lender
319 E Palm Dr, Placentia, CA 92870
7143609628
Crosswalk Mortgage, Inc.
377 E Chapman Ave Suite 200, Placentia, CA 92870
9494099229
Executive Lending Corporation
320 Costera Ct, Placentia, CA 92870
7143970939
US Best Reverse Mortgage
319 E Palm Dr # E, Placentia, CA 92870
7144521100
Reverse Mortgage
320 Costera Ct, Placentia, CA 92870
8002071966
A reverse mortgage specialist in Placentia California helps homeowners aged 62 and older convert part of their home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Placentia seniors can use these funds for home repairs or supplement retirement income while remaining in their homes.
What Does a Reverse Mortgage Specialist in Placentia Cost?
Typical costs for a reverse mortgage in California include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party costs like appraisal and title fees totaling $2,000 to $5,000. Annual servicing fees are usually capped at $35 per month. These costs are often rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Placentia California?
Borrowers must be at least 62 years old. For a HECM loan, all titleholders must meet this age requirement. California law does not allow exceptions for younger spouses.
Do I need counseling before getting a reverse mortgage in California?
Yes. California requires all reverse mortgage applicants to complete a counseling session with a HUD-approved agency. This session must occur before you submit your loan application.
What is the maximum loan amount for a reverse mortgage in Placentia?
The maximum claim amount for a HECM in 2024 is $1,149,825. However the actual amount you can borrow depends on your age home value and current interest rates. California law also limits origination fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.