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Find Reverse Mortgage Specialists in Pleasant Hill, CA
Directory of reverse mortgage specialists in Pleasant Hill, California. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Pleasant Hill, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 reverse mortgage specialists in Pleasant Hill, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bridgepoint Funding, Inc.
3478 Buskirk Ave # 1000, Pleasant Hill, CA 94523
9254788630
Avenir Mortgage Planners
3478 Buskirk Ave Suite 1000, Pleasant Hill, CA 94523
9256272111
Change Home Mortgage
2300 Contra Costa Blvd Suite 150, Pleasant Hill, CA 94523
9495146030
Change Home Mortgage, Katherine Galdamez NMLS #1250010
2300 Contra Costa Blvd Suite 150, Pleasant Hill, CA 94523
6503026527
Jason Wheeler - Mortgage Broker - C2 Financial
70 Doray Dr #14, Pleasant Hill, CA 94523
9252852172
Cindy Lowary -Change Home Mortgage
2300 Contra Costa Blvd Suite 150, Pleasant Hill, CA 94523
9257836965
The Reverse Mortgage Group
3478 Buskirk Ave # 1000, Pleasant Hill, CA 94523
9252814557
Bay Area Reverse Mortgages - C2 Reverse
70 Doray Dr #14, Pleasant Hill, CA 94523
9252852172
Reverse mortgage specialists in Pleasant Hill California help homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage HECM. California law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Local specialists understand Contra Costa County property values and can explain how proceeds are used for repairs taxes or living expenses.
What Does a Reverse Mortgage Specialist in Pleasant Hill Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the home value and third party costs like appraisal title and recording fees ranging from 2000 to 5000 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Costs vary by loan amount property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Pleasant Hill California?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 unless a special exception applies under California law.
Do I need to own my home free and clear to qualify for a reverse mortgage?
No you can still qualify if you have an existing mortgage. The reverse mortgage proceeds must pay off that mortgage first. Your remaining equity determines how much you can receive.
What counseling is required before getting a reverse mortgage in California?
California law mandates a session with a HUD-approved reverse mortgage counselor. This session covers costs alternatives and your responsibilities like paying property taxes and insurance. The counselor provides a certificate you must submit with your application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.