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Compare reverse mortgage specialists in Porterville. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Porterville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 reverse mortgage specialists in Porterville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Capital Lending
206 N Main St, Porterville, CA 93257
5599202904
Berta Guerrero | Branch Manager | Primary Residential Mortgage, Inc.
484 N Prospect St Ste D, Porterville, CA 93257
5597910500
Primary Residential Mortgage, Inc.
484 N Prospect St Suite D Ste D, Porterville, CA 93257
5597910500
Country Club Mortgage Inc
1150 W Morton Ave # A, Porterville, CA 93257
5597842265
Alterra Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597842080
Nexa Mortgage, Inc
846 N Main St STE F, Porterville, CA 93257
5593616930
U.S. Bank-Mortgage Loan Officer-Michael Grogan
229 N Main St, Porterville, CA 93257
4089184129
Wes Covert, Mortgage Banker with Freedom Mortgage
999 W Morton Ave A, Porterville, CA 93257
5593335575
RWM Home Loans - Porterville
83 E Harrison Ave, Porterville, CA 93257
5595608299
Rate
1055 W Morton Ave Suite D, Porterville, CA 93257
3128973462
Jorge Fernandez - Empower Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597915979
The Mortgage Steward - Real Estate & Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597918047
Reverse mortgage specialists in Porterville California help homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process including loan limits and repayment rules specific to California.
What Does a Reverse Mortgage Specialist in Porterville Cost?
Reverse mortgage costs in California include an origination fee (up to 6000 dollars), mortgage insurance premium (2 percent of the home value upfront plus 0.5 percent annually), appraisal fee (400 to 800 dollars), and closing costs. Third-party fees like title insurance and recording fees add 1000 to 3000 dollars. Total costs typically range from 8000 to 15000 dollars but vary by loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Porterville California?
All borrowers must be at least 62 years old. This is a federal requirement for HECM loans. The youngest borrower on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in California?
Yes California law and federal rules require you to complete a counseling session with a HUD-approved counselor. This session explains loan terms costs and alternatives. You cannot proceed without this step.
What property types qualify for a reverse mortgage in Porterville?
Single-family homes, FHA-approved condominiums, and manufactured homes that meet HUD standards qualify. The property must be your primary residence. Two-to-four unit properties may also qualify if you live in one unit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.