ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Ripon, CA
Directory of reverse mortgage specialists in Ripon, California. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Ripon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 reverse mortgage specialists in Ripon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ability Ambeck Mortgage
580 N Wilma Ave #D, Ripon, CA 95366
2095998550
Annette Roddan - IMS Lending Ripon
467 N Wilma Ave #1, Ripon, CA 95366
2096108042
Tri Valley Lending
120 W Main St B, Ripon, CA 95366
2095996692
Jerri Southorn @ Ability Mortgage.com
580 N Wilma Ave #D, Ripon, CA 95366
2096493943
No. 1 Mortgage
114 N Stockton Ave, Ripon, CA 95366
2092750526
A reverse mortgage specialist in Ripon, California helps homeowners aged 62 and older convert home equity into cash without selling their property. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists in Ripon guide clients through the process, including understanding loan terms and repayment obligations.
What Does a Reverse Mortgage Specialist in Ripon Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 2,000 to 5,000 dollars for smaller loans and up to 8,000 dollars or more for higher-value properties. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Ripon do?
A reverse mortgage specialist in Ripon helps homeowners evaluate if a reverse mortgage is right for them. They explain loan options, coordinate required counseling, and assist with the application process. Specialists do not provide financial advice but can clarify program rules.
Are there age requirements for a reverse mortgage in California?
Yes, all borrowers must be at least 62 years old to qualify for a federally insured reverse mortgage in California. The specialist will verify age and ensure the primary residence meets program standards.
What California laws apply to reverse mortgages?
California Civil Code Section 1923.2 requires a three-day right of rescission after loan closing. Borrowers must also complete a counseling session with a HUD-approved agency. Specialists in Ripon must follow state licensing rules under the California Department of Financial Protection and Innovation.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Ripon who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.