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Find Reverse Mortgage Specialists Near You in Sacramento, CA
Looking for a reverse mortgage specialist in Sacramento? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 reverse mortgage specialists in Sacramento, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AFC Mortgage
1424 21st Street, Sacramento, CA 95811
8882109838
Green Haven Capital Inc.
5890 S Land Park Dr, Sacramento, CA 95822
9164766507
GFL Capital Mortgage
1100 Corporate Way Suite 210, Sacramento, CA 95831
8885578836
Jason Mata - American Pacific Mortgage
980 9th St Suite 340, Sacramento, CA 95814
8004550986
West Coast Mortgage Group
2716 Broadway, Sacramento, CA 95818
9164537533
United Wholesale Lending
917 7th St, Sacramento, CA 95814
2094564896
Mason-McDuffie Mortgage Corporation
333 University Place Suite 200 #7, Sacramento, CA 95825
9169292333
The Chris Kennedy Team at Reliant Lending
2100 Northrop Ave STE 900, Sacramento, CA 95825
9167940777
Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
3900 Lennane Dr STE 200, Sacramento, CA 95834
9164693749
Matt the Mortgage Guy
3600 American River Dr Suite 105, Sacramento, CA 95864
9165297600
New Way Mortgage
1111 Howe Ave # 510, Sacramento, CA 95825
9164656639
Kappel Mortgage Group, Inc. (KMG)
1383 Garden Hwy Suite 100, Sacramento, CA 95833
9164165626
PMG Home Loans
1010 Hurley Way Suite 110, Sacramento, CA 95825
9167493556
Sean Safholm with XPERT Home Lending, Inc.
2443 Fair Oaks Blvd #1063, Sacramento, CA 95825
9169207000
James Hardwicke | Mortgage Advisor at PRMG
1545 River Park Dr Suite 400, Sacramento, CA 95815
9168954814
Olivia Diaz - Absolute Mortgage Group Inc
1942 Del Paso Rd Suite 130, Sacramento, CA 95834
9166176840
Longbridge Financial, LLC - Karen White - Reverse Mortgages
500 Capitol Mall Office Number 2342, Sacramento, CA 95814
5108468292
Wholesale West Lending, Inc.
1900 Point W Way #175, Sacramento, CA 95815
9164428001
Longbridge Financial, LLC - Mark Macarow - Reverse Mortgages
500 Capitol Mall Office Number 2342, Sacramento, CA 95814
9162845188
Jackie Shipley at Mutual of Omaha Reverse Mortgage
641 Fulton Ave Suite 200, Office #209, Sacramento, CA 95825
7076852550
A reverse mortgage specialist in Sacramento helps homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. California law requires all reverse mortgage borrowers to complete HUD-approved counseling before applying. Sacramento specialists guide clients through the HECM process, including property eligibility and financial assessment requirements specific to California.
What Does a Reverse Mortgage Specialist in Sacramento Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. For a home valued at 400,000 dollars, total closing costs often range from 8,000 to 14,000 dollars. Costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Sacramento?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage in California. If you are married and your spouse is under 62, they may still be protected under HUD rules if the loan is taken in both names.
Is counseling required before getting a reverse mortgage in California?
Yes, California law mandates that all borrowers complete a HUD-approved counseling session before submitting a reverse mortgage application. The session covers costs, alternatives, and obligations. You can find counselors through the HUD website or a local Sacramento agency.
What property types qualify for a reverse mortgage in Sacramento?
In Sacramento, eligible properties include single-family homes, FHA-approved condominiums, and manufactured homes that meet HUD standards. The property must be your primary residence. Second homes and investment properties do not qualify.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.