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Browse reverse mortgage specialists serving Salinas, California. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Salinas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 reverse mortgage specialists in Salinas, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capitol Mortgage
1880 N Main St #200, Salinas, CA 93906
8314491227
Mason-McDuffie Mortgage Corporation
6 Quail Run Cir # 102, Salinas, CA 93907
8312720916
The Blue Adobe Team~ Oscar Mora
362 S Main St, Salinas, CA 93901
8313206525
Felix Home Loans
1403 N Main St Suite A, Salinas, CA 93906
8317766337
Loans By CMS
3 Winham St, Salinas, CA 93901
8316760937
Premier Mortgage Resources - Ronnie Esparza
336 S Main St, Salinas, CA 93901
8313209328
PrimeLending, A PlainsCapital Company - Salinas
1188 Padre Dr #107, Salinas, CA 93901
8319989520
Jack Kirk | Premier Mortgage Resources
336 S Main St, Salinas, CA 93901
8318016088
Blue Adobe Mortgage
362 S Main St, Salinas, CA 93901
8312505559
Tony Sanchez - Sanchez & Associates Mortgage Group
119 E Alisal St, Salinas, CA 93901
9163351117
Elite Capital Funding
54 San Miguel Ave, Salinas, CA 93901
8312101139
Griselda Figueroa Capitol Mortgage
1880 N Main St #200, Salinas, CA 93906
8312408721
Miguel Santamaria Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
8319054007
A reverse mortgage specialist in Salinas California helps homeowners aged 62 and older convert home equity into cash. California law requires borrowers to complete HUD approved counseling before applying. Specialists guide clients through the process including loan limits and repayment rules specific to the state.
What Does a Reverse Mortgage Specialist in Salinas Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the home value and third party fees like appraisal and title search. Total closing costs often range from 8000 to 15000 dollars. Costs vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Salinas California?
You must be at least 62 years old to qualify for a reverse mortgage in Salinas. This is a federal requirement for all Home Equity Conversion Mortgages HECM. The youngest borrower on the title must meet this age limit.
Do I need counseling before getting a reverse mortgage in California?
Yes California law requires you to complete a counseling session with a HUD approved counselor. This session explains the loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.